The Sathamba People's Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026
Sathamba People's Bank's best Fixed Deposit rate is 5.50% (12 Month and above), 2.75 points below the best on the market (8.25%).
- Seniors: up to 6.00% (12 Month and above), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 day to 322 day |
4.50% | — | Any amount | 20 Oct 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
12 Month and above |
5.50% | 6.00% | Any amount | 20 Oct 2020 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Sathamba People's Bank FD returns at a glance based on investment amount
| Deposit | ~1 year5.50% | ~3 years5.50% | ~5 years5.50% | ~10 years5.50% |
|---|---|---|---|---|
| ₹50,000 | ₹52,807₹229/mo | ₹58,903₹229/mo | ₹65,703₹229/mo | ₹86,339₹229/mo |
| ₹1 lakh | ₹1,05,614₹458/mo | ₹1,17,807₹458/mo | ₹1,31,407₹458/mo | ₹1,72,677₹458/mo |
| ₹2 lakh | ₹2,11,229₹917/mo | ₹2,35,614₹917/mo | ₹2,62,813₹917/mo | ₹3,45,354₹917/mo |
| ₹5 lakh | ₹5,28,072₹2,292/mo | ₹5,89,034₹2,292/mo | ₹6,57,033₹2,292/mo | ₹8,63,385₹2,292/mo |
| ₹10 lakh | ₹10,56,145₹4,583/mo | ₹11,78,068₹4,583/mo | ₹13,14,067₹4,583/mo | ₹17,26,771₹4,583/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No Senior FD rate data available.
No additional super-senior premium — showing Senior rates.
Sathamba People's Bank Fixed Deposit rate changes
Changes to Sathamba People's Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Sathamba People's Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Sathamba People's Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Sathamba People's Bank Fixed Deposit: frequently asked questions
What is the highest Sathamba People's Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Sathamba People's Co-operative Bank Ltd. offers up to 5.50% p.a. on its fixed deposit (FD) (12 Month and above) for general customers and 6.00% p.a. (12 Month and above) for senior citizens. Rates below are as published by the bank — confirm with Sathamba People's Bank before investing.
What is the Sathamba People's Bank 1-year FD interest rate?
As of 22 Oct 2026, The Sathamba People's Co-operative Bank Ltd. offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Oct 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Sathamba People's Bank 2-year FD interest rate?
As of 22 Oct 2026, The Sathamba People's Co-operative Bank Ltd. offers 5.50% p.a. on a 2-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Oct 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Sathamba People's Bank 3-year FD interest rate?
As of 22 Oct 2026, The Sathamba People's Co-operative Bank Ltd. offers 5.50% p.a. on a 3-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Oct 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Sathamba People's Bank 5-year FD interest rate?
As of 22 Oct 2026, The Sathamba People's Co-operative Bank Ltd. offers 5.50% p.a. on a 5-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Oct 2020 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sathamba People's Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Sathamba People's Co-operative Bank Ltd., depending on the tenure.
When did Sathamba People's Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Sathamba People's Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Sathamba People's Bank offer?
The Sathamba People's Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 2 tenure bands, from “46 day to 322 day” to “12 Month and above”.
Does Sathamba People's Bank pay more than the Post Office Time Deposit?
The Sathamba People's Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 5.50% (PO 7.00%), 3y 5.50% (PO 7.10%), 5y 5.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Sathamba People's Bank's 1-year FD rate rank?
The Sathamba People's Co-operative Bank Ltd.'s 1-year general FD rate of 5.50% ranks #303 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Sathamba People's Bank insured?
Deposits with The Sathamba People's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sathamba People's Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 20 Oct 2020. Rates can change without notice, so verify on the official Sathamba People's Bank website before investing.
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Good to know
- Deposits with The Sathamba People's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sathamba People's Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sathamba People's Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Sathamba People's Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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