The Kapdawanj People's Co-Op. Bank Ltd. Fixed Deposit interest rates · October 2026
Kapadwanj Peoples Bank's best Fixed Deposit rate is 7.25% (555 days), 1.75 points below the best on the market (9.00%).
- Seniors: up to 7.75% (555 days), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days to 90 Days |
4.00% | — | Any amount | 1 Jun 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 Days to 179 Days |
4.50% | — | Any amount | 1 Jun 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
6 Months To 11 Months |
5.00% | — | Any amount | 1 Jun 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
12 Months To 35 Months |
6.50% | — | Any amount | 1 Jun 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
555 days Dhanlaxmi Deposit |
7.25% | 7.75% | Any amount | 1 Jun 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 36 Months |
7.00% | — | Any amount | 1 Jun 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Kapadwanj Peoples Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.50% | ~3 years7.00% | ~5 years7.00% | ~10 years7.00% |
|---|---|---|---|---|
| ₹50,000 | ₹53,330₹271/mo | ₹61,572₹292/mo | ₹70,739₹292/mo | ₹1,00,080₹292/mo |
| ₹1 lakh | ₹1,06,660₹542/mo | ₹1,23,144₹583/mo | ₹1,41,478₹583/mo | ₹2,00,160₹583/mo |
| ₹2 lakh | ₹2,13,320₹1,083/mo | ₹2,46,288₹1,167/mo | ₹2,82,956₹1,167/mo | ₹4,00,319₹1,167/mo |
| ₹5 lakh | ₹5,33,301₹2,708/mo | ₹6,15,720₹2,917/mo | ₹7,07,389₹2,917/mo | ₹10,00,799₹2,917/mo |
| ₹10 lakh | ₹10,66,602₹5,417/mo | ₹12,31,439₹5,833/mo | ₹14,14,778₹5,833/mo | ₹20,01,597₹5,833/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No Senior FD rate data available.
No additional super-senior premium — showing Senior rates.
Kapadwanj Peoples Bank Fixed Deposit rate changes
Changes to Kapadwanj Peoples Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Kapadwanj Peoples Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Kapadwanj Peoples Bank with similar banks
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Kapadwanj Peoples Bank Fixed Deposit: frequently asked questions
What is the highest Kapadwanj Peoples Bank Fixed Deposit interest rate?
As of 22 Oct 2026, The Kapdawanj People's Co-Op. Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.75% p.a. (555 days) for senior citizens. Rates below are as published by the bank — confirm with Kapadwanj Peoples Bank before investing.
What is the Kapadwanj Peoples Bank 1-year FD interest rate?
As of 22 Oct 2026, The Kapdawanj People's Co-Op. Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jun 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Kapadwanj Peoples Bank 2-year FD interest rate?
As of 22 Oct 2026, The Kapdawanj People's Co-Op. Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jun 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Kapadwanj Peoples Bank 3-year FD interest rate?
As of 22 Oct 2026, The Kapdawanj People's Co-Op. Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jun 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Kapadwanj Peoples Bank 5-year FD interest rate?
As of 22 Oct 2026, The Kapdawanj People's Co-Op. Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jun 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Kapadwanj Peoples Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kapdawanj People's Co-Op. Bank Ltd., depending on the tenure.
When did Kapadwanj Peoples Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Kapdawanj People's Co-Op. Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Kapadwanj Peoples Bank offer?
The Kapdawanj People's Co-Op. Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “15 Days to 90 Days” to “Above 36 Months”.
Does Kapadwanj Peoples Bank have special fixed deposit (FD) schemes?
The Kapdawanj People's Co-Op. Bank Ltd.'s rate table lists these named schemes (1): Dhanlaxmi Deposit. Check eligibility and end dates with the bank.
Does Kapadwanj Peoples Bank pay more than the Post Office Time Deposit?
The Kapdawanj People's Co-Op. Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Kapadwanj Peoples Bank's 1-year FD rate rank?
The Kapdawanj People's Co-Op. Bank Ltd.'s 1-year general FD rate of 6.50% ranks #177 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Kapadwanj Peoples Bank insured?
Deposits with The Kapdawanj People's Co-Op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Kapadwanj Peoples Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Jun 2023. Rates can change without notice, so verify on the official Kapadwanj Peoples Bank website before investing.
More Kapadwanj Peoples Bank rates
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Kapdawanj People's Co-Op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kapadwanj Peoples Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kapadwanj Peoples Bank, depending on the tenure.
- Kapadwanj Peoples Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Kapadwanj Peoples Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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