Rates verified from official source

The Kasaragod Co-operative Town Bank Ltd. Fixed Deposit interest rates · November 2026

Kasaragod Town Bank's best Fixed Deposit rate is 7.50% (3 Year to less than 10 year), 2.50 points below the best on the market (10.00%).

  • Seniors: up to 8.00% (3 Year to less than 10 year), 0.50 points above the general rate for that tenure.

What will my FD earn at Kasaragod Town Bank?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
3 months to less
than 6 Months
3.75% 3.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
6 months to
less than 1 year
4.75% 4.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1 year to
less than 2 year
7.25% 7.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
2 Year to
less than 3 year
7.35% 7.85% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
3 Year to less
than 10 year
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Kasaragod Town Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
Before you book

Kasaragod Town Bank Fixed Deposit: frequently asked questions

What is the highest Kasaragod Town Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Kasaragod Co-operative Town Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (3 Year to less than 10 year) for general customers and 8.00% p.a. (3 Year to less than 10 year) for senior citizens. Rates below are as published by the bank. Confirm with Kasaragod Town Bank before investing.

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What is the Kasaragod Town Bank 1-year FD interest rate?

As of 14 Nov 2026, The Kasaragod Co-operative Town Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kasaragod Town Bank 2-year FD interest rate?

As of 14 Nov 2026, The Kasaragod Co-operative Town Bank Ltd. offers 7.35% p.a. on a 2-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kasaragod Town Bank 3-year FD interest rate?

As of 14 Nov 2026, The Kasaragod Co-operative Town Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kasaragod Town Bank 5-year FD interest rate?

As of 14 Nov 2026, The Kasaragod Co-operative Town Bank Ltd. offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Kasaragod Town Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kasaragod Co-operative Town Bank Ltd., depending on the tenure.

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When did Kasaragod Town Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Kasaragod Co-operative Town Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Kasaragod Town Bank offer?

The Kasaragod Co-operative Town Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “3 months to less than 6 Months” to “3 Year to less than 10 year”.

Does Kasaragod Town Bank pay more than the Post Office Time Deposit?

The Kasaragod Co-operative Town Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.35% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Kasaragod Town Bank's 1-year FD rate rank?

The Kasaragod Co-operative Town Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Kasaragod Town Bank insured?

Deposits with The Kasaragod Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Kasaragod Town Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Kasaragod Town Bank website before investing.

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Good to know

  • Deposits with The Kasaragod Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Kasaragod Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kasaragod Town Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Kasaragod Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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