Guna Nagarik Sahakari Bank Maryadit, Guna Fixed Deposit interest rates · November 2026
What will my FD earn at Guna Nagarik Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 days to 45 days |
3.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days |
4.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
4.25% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 364 days |
5.25% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
12 Months to 18 Months |
6.25% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
19 Months to 24 Months |
6.15% | 6.65% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
25 Months to 37 Months and above 2 slabs at this rate |
6.05% | 6.55% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Guna Nagarik Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Guna Nagarik Bank Fixed Deposit: frequently asked questions
What is the highest Guna Nagarik Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Guna Nagarik Sahakari Bank Maryadit, Guna offers up to 6.25% p.a. on its fixed deposit (FD) (12 Months to 18 Months) for general customers and 6.75% p.a. (12 Months to 18 Months) for senior citizens. Rates below are as published by the bank. Confirm with Guna Nagarik Bank before investing.
What is the Guna Nagarik Bank 1-year FD interest rate?
As of 14 Nov 2026, Guna Nagarik Sahakari Bank Maryadit, Guna offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guna Nagarik Bank 2-year FD interest rate?
As of 14 Nov 2026, Guna Nagarik Sahakari Bank Maryadit, Guna offers 6.15% p.a. on a 2-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guna Nagarik Bank 3-year FD interest rate?
As of 14 Nov 2026, Guna Nagarik Sahakari Bank Maryadit, Guna offers 6.05% p.a. on a 3-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guna Nagarik Bank 5-year FD interest rate?
As of 14 Nov 2026, Guna Nagarik Sahakari Bank Maryadit, Guna offers 6.05% p.a. on a 5-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Guna Nagarik Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Guna Nagarik Sahakari Bank Maryadit, Guna, depending on the tenure.
When did Guna Nagarik Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Guna Nagarik Sahakari Bank Maryadit, Guna's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Guna Nagarik Bank offer?
Guna Nagarik Sahakari Bank Maryadit, Guna's published fixed deposit (FD) rate table has 8 tenure bands, from “1 days to 45 days” to “37 Months and above”.
Does Guna Nagarik Bank pay more than the Post Office Time Deposit?
Guna Nagarik Sahakari Bank Maryadit, Guna pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.15% (PO 7.00%), 3y 6.05% (PO 7.10%), 5y 6.05% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Guna Nagarik Bank's 1-year FD rate rank?
Guna Nagarik Sahakari Bank Maryadit, Guna's 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Guna Nagarik Bank insured?
Deposits with Guna Nagarik Sahakari Bank Maryadit, Guna are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Guna Nagarik Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Guna Nagarik Bank website before investing.
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Good to know
- Deposits with Guna Nagarik Sahakari Bank Maryadit, Guna are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Guna Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Guna Nagarik Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Guna Nagarik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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