As of 5 Oct 2026, Union Bank of India offers up to 6.80% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.30% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with Union before investing.
Estimate returns at Union (quarterly compounding)
Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Super Sr. | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|---|
7 to 14 days |
2.70% | 3.20% | 3.45% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
2.70% | 3.20% | 3.45% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days |
2.80% | 3.30% | 3.55% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 30 days |
2.80% | 3.30% | 3.55% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days |
3.00% | 3.50% | 3.75% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 to 45 days |
2.95% | 3.50% | 3.75% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.00% | 4.50% | 4.75% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
3.75% | 4.50% | 4.75% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 120 days |
4.30% | 4.80% | 5.05% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 120 days |
4.05% | 4.80% | 5.05% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 to 180 days |
4.75% | 5.25% | 5.50% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 to 180 days |
4.60% | 5.25% | 5.50% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 270 days |
5.40% | 5.90% | 6.15% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
6 months to less than 1 year |
5.40% | — | — | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 364 days |
5.60% | 6.10% | 6.35% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to 399 days |
6.20% | 6.70% | 6.95% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.00% | — | — | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 1 year to 2 years |
6.00% | — | — | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
400 days 400-Day Special |
6.25% | 6.75% | 7.00% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
400 days 400-Day Non-Callable |
6.75% | 7.25% | 7.50% | ₹1 crore to ₹3 crore (non-callable) | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
401 to 443 days |
6.25% | 6.75% | 7.00% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
444 days 444-Day Special |
6.50% | 7.00% | 7.25% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
444 days 444-Day Non-Callable |
6.80% | 7.30% | 7.55% | ₹1 crore to ₹3 crore (non-callable) | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
445 to 554 days |
6.15% | 6.65% | 6.90% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
555 days 555-Day Special |
6.55% | 7.05% | 7.30% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
555 days 555-Day Non-Callable |
6.65% | 7.15% | 7.40% | ₹1 crore to ₹3 crore (non-callable) | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
556 to 996 days |
6.15% | 6.65% | 6.90% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 2 years to 996 days |
6.00% | — | — | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
997 days |
6.10% | 6.60% | 6.85% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
997 days |
6.00% | 6.60% | 6.85% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
998 days to 3 years |
6.10% | 6.60% | 6.85% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
998 days to 3 years |
6.00% | 6.60% | 6.85% | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 3 years to 10 years |
6.00% | 6.50% | 6.75% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 3 years to 5 years |
5.75% | — | — | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
above 5 years to 10 years |
5.75% | — | — | ₹3 crore to ₹10 crore | 23 Sept 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Union Bank of India offers up to 6.80% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.30% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with Union before investing.
As of 5 Oct 2026, Union Bank of India offers 6.20% p.a. on a 1-year FD for general customers and 6.70% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Union Bank of India, depending on the tenure.
Deposits with Union Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 4 Aug 2026. Rates can change without notice, so verify on the official Union website before investing.
See Union FD rates side by side against India's top banks.
Deposits with Union Bank of India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Union website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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