Rates verified from official source

The United Co-operative Bank Ltd., Ahmedabad Fixed Deposit interest rates · November 2026

United Co-op Bank Ahmedabad's best Fixed Deposit rate is 6.80% (555 days), 2.70 points below the best on the market (9.50%).

  • Seniors: up to 7.30% (555 days), 0.50 points above the general rate for that tenure.

What will my FD earn at United Co-op Bank Ahmedabad?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 DAYS TO
180 DAYS
4.50% – Any amount
5 May 2026
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
181 DAYS
TO 364 DAYS
5.25% – Any amount
5 May 2026
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
12 MONTHS
TO 24 MONTHS
6.75% 7.25% Any amount
5 May 2026
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
555 days
555-day deposit
6.80% 7.30% Any amount
5 May 2026
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
25 MONTHS
TO 60 MONTHS
6.50% 7.00% Any amount
5 May 2026
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026

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United Co-op Bank Ahmedabad FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
Before you book

United Co-op Bank Ahmedabad Fixed Deposit: frequently asked questions

What is the highest United Co-op Bank Ahmedabad Fixed Deposit interest rate?

As of 14 Nov 2026, The United Co-operative Bank Ltd., Ahmedabad offers up to 6.80% p.a. on its fixed deposit (FD) (555 days) for general customers and 7.30% p.a. (555 days) for senior citizens. Rates below are as published by the bank. Confirm with United Co-op Bank Ahmedabad before investing.

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What is the United Co-op Bank Ahmedabad 1-year FD interest rate?

As of 14 Nov 2026, The United Co-operative Bank Ltd., Ahmedabad offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the United Co-op Bank Ahmedabad 2-year FD interest rate?

As of 14 Nov 2026, The United Co-operative Bank Ltd., Ahmedabad offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the United Co-op Bank Ahmedabad 3-year FD interest rate?

As of 14 Nov 2026, The United Co-operative Bank Ltd., Ahmedabad offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the United Co-op Bank Ahmedabad 5-year FD interest rate?

As of 14 Nov 2026, The United Co-operative Bank Ltd., Ahmedabad offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 5 May 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at United Co-op Bank Ahmedabad?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The United Co-operative Bank Ltd., Ahmedabad, depending on the tenure.

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When did United Co-op Bank Ahmedabad last change its Fixed Deposit rates?

RateScan.in has recorded no change to The United Co-operative Bank Ltd., Ahmedabad's fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.

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What fixed deposit (FD) tenures does United Co-op Bank Ahmedabad offer?

The United Co-operative Bank Ltd., Ahmedabad's published fixed deposit (FD) rate table has 4 tenure bands, from “15 DAYS TO 180 DAYS” to “25 MONTHS TO 60 MONTHS”.

Does United Co-op Bank Ahmedabad have special fixed deposit (FD) schemes?

The United Co-operative Bank Ltd., Ahmedabad's rate table lists these named schemes (1): 555-day deposit. Check eligibility and end dates with the bank.

Does United Co-op Bank Ahmedabad pay more than the Post Office Time Deposit?

The United Co-operative Bank Ltd., Ahmedabad pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does United Co-op Bank Ahmedabad's 1-year FD rate rank?

The United Co-operative Bank Ltd., Ahmedabad's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with United Co-op Bank Ahmedabad insured?

Deposits with The United Co-operative Bank Ltd., Ahmedabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these United Co-op Bank Ahmedabad rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 5 May 2026. Rates can change without notice, so verify on the official United Co-op Bank Ahmedabad website before investing.

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Good to know

  • Deposits with The United Co-operative Bank Ltd., Ahmedabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • United Co-op Bank Ahmedabad is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at United Co-op Bank Ahmedabad, depending on the tenure.
  • United Co-op Bank Ahmedabad's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official United Co-op Bank Ahmedabad website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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