Deola Merchants' Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Deola Merchants' Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days To 90 Days |
4.50% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 Days To 180 Days |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 Days To 364 Days |
6.75% | 7.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
365 days and above |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Deola Merchants' Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
Deola Merchants' Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Deola Merchants' Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Deola Merchants' Co-operative Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (365 days and above) for general customers and 8.00% p.a. (365 days and above) for senior citizens. Rates below are as published by the bank. Confirm with Deola Merchants' Co-op Bank before investing.
What is the Deola Merchants' Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Deola Merchants' Co-operative Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Deola Merchants' Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Deola Merchants' Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Deola Merchants' Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Deola Merchants' Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Deola Merchants' Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Deola Merchants' Co-operative Bank Ltd. offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Deola Merchants' Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Deola Merchants' Co-operative Bank Ltd., depending on the tenure.
When did Deola Merchants' Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Deola Merchants' Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Deola Merchants' Co-op Bank offer?
Deola Merchants' Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 4 tenure bands, from “30 Days To 90 Days” to “365 days and above”.
Does Deola Merchants' Co-op Bank pay more than the Post Office Time Deposit?
Deola Merchants' Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Deola Merchants' Co-op Bank's 1-year FD rate rank?
Deola Merchants' Co-operative Bank Ltd.'s 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Deola Merchants' Co-op Bank insured?
Deposits with Deola Merchants' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Deola Merchants' Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Deola Merchants' Co-op Bank website before investing.
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Good to know
- Deposits with Deola Merchants' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Deola Merchants' Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Deola Merchants' Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Deola Merchants' Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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