As of 5 Oct 2026, Kerala State Co-operative Bank offers up to 7.60% p.a. on its fixed deposit (FD) (1 year to below 2 years) for general customers. Rates below are as published by the bank — confirm with Kerala Bank before investing.
Estimate returns at Kerala Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
4.00% | 4.50% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
5.50% | 6.00% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
6.00% | 6.50% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
6.50% | 7.00% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 364 days |
7.00% | 7.50% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 364 days |
7.50% | 7.50% | ₹15 lakh and above | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to below 2 years |
7.10% | 7.60% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to below 2 years |
7.60% | 7.60% | ₹15 lakh and above | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years and above |
7.00% | 7.50% | Below ₹15 lakh | 30 Jun 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Kerala State Co-operative Bank offers up to 7.60% p.a. on its fixed deposit (FD) (1 year to below 2 years) for general customers. Rates below are as published by the bank — confirm with Kerala Bank before investing.
As of 5 Oct 2026, Kerala State Co-operative Bank offers 7.60% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kerala State Co-operative Bank, depending on the tenure.
Deposits with Kerala State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 30 Jun 2025. Rates can change without notice, so verify on the official Kerala Bank website before investing.
Deposits with Kerala State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Kerala Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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