Rates verified from official source

The Urban Co-operative Bank Ltd., Mainpuri Fixed Deposit interest rates · November 2026

Urban Co-op Bank Mainpuri's best Fixed Deposit rate is 7.50% (above 5 years), 2.50 points below the best on the market (10.00%).

  • Seniors: up to 8.00% (above 5 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Urban Co-op Bank Mainpuri?

Estimated value after 1 year · before tax ₹5,30,682 6.00% p.a. · ₹30,682 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
1 day to 45 days
3.40% – Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
46 days to
179 days
4.60% – Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
180 days to
less than 1 year
5.50% – Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
1 year to less
than 2 years
6.00% 6.50% Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
2 years to
less than 3 years
7.35% 7.85% Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
3 years to
less than 5 years
7.40% 7.90% Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
above 5 years
7.50% 8.00% Any amount
15 Dec 2022
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Urban Co-op Bank Mainpuri FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.00%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the monthly income scheme and the daily deposit scheme are not ingested
Before you book

Urban Co-op Bank Mainpuri Fixed Deposit: frequently asked questions

What is the highest Urban Co-op Bank Mainpuri Fixed Deposit interest rate?

As of 14 Nov 2026, The Urban Co-operative Bank Ltd., Mainpuri offers up to 7.50% p.a. on its fixed deposit (FD) (above 5 years) for general customers and 8.00% p.a. (above 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Urban Co-op Bank Mainpuri before investing.

See today's top interest rates →

What is the Urban Co-op Bank Mainpuri 1-year FD interest rate?

As of 14 Nov 2026, The Urban Co-operative Bank Ltd., Mainpuri offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Urban Co-op Bank Mainpuri 2-year FD interest rate?

As of 14 Nov 2026, The Urban Co-operative Bank Ltd., Mainpuri offers 7.35% p.a. on a 2-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Urban Co-op Bank Mainpuri 3-year FD interest rate?

As of 14 Nov 2026, The Urban Co-operative Bank Ltd., Mainpuri offers 7.40% p.a. on a 3-year FD for general customers and 7.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Urban Co-op Bank Mainpuri?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Urban Co-operative Bank Ltd., Mainpuri, depending on the tenure.

See today's top senior citizen rates →

When did Urban Co-op Bank Mainpuri last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Urban Co-operative Bank Ltd., Mainpuri's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Urban Co-op Bank Mainpuri offer?

The Urban Co-operative Bank Ltd., Mainpuri's published fixed deposit (FD) rate table has 7 tenure bands, from “1 day to 45 days” to “above 5 years”.

Does Urban Co-op Bank Mainpuri pay more than the Post Office Time Deposit?

The Urban Co-operative Bank Ltd., Mainpuri pays more than the Post Office Time Deposit at 2 of 3 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.35% (PO 7.00%), 3y 7.40% (PO 7.10%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Urban Co-op Bank Mainpuri's 1-year FD rate rank?

The Urban Co-operative Bank Ltd., Mainpuri's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Urban Co-op Bank Mainpuri insured?

Deposits with The Urban Co-operative Bank Ltd., Mainpuri are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Urban Co-op Bank Mainpuri rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Dec 2022. Rates can change without notice, so verify on the official Urban Co-op Bank Mainpuri website before investing.

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Good to know

  • Deposits with The Urban Co-operative Bank Ltd., Mainpuri are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Urban Co-op Bank Mainpuri is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Urban Co-op Bank Mainpuri, depending on the tenure.

Informational only. Always confirm the current rate on the official Urban Co-op Bank Mainpuri website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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