Rates verified from official source

Tamil Nadu State Apex Co-operative Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Tamil Nadu State Apex Co-operative Bank offers up to 7.85% p.a. on its fixed deposit (FD) (12 months to under 24 months) for general customers. Rates below are as published by the bank — confirm with TNSC Bank before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7%8% 7 to 14 days: 3.60% 15 to 29 days: 4.10% 30 to 45 days: 4.60% 46 to 90 days: 5.10% 91 to 119 days: 6.10% 120 to 179 days: 6.60% 180 to 270 days: 7.10% 271 to 364 days: 7.35% 12 months to under 24 months: 7.85% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months to under 36 months: 7.60% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months and above: 7.35% · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 7d15d1m2m3m4m6m9m1y2y3y 3.604.104.605.106.106.607.107.357.857.607.35 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 to 14 days: 3.60% (General: 3.60%) 15 to 29 days: 4.10% (General: 4.10%) 30 to 45 days: 4.60% (General: 4.60%) 46 to 90 days: 5.60% (General: 5.10%) 91 to 119 days: 5.85% (General: 5.60%) 120 to 179 days: 6.10% (General: 6.10%) 180 to 270 days: 6.60% (General: 6.60%) 271 to 364 days: 6.85% (General: 6.85%) 12 months to under 24 months: 7.60% (General: 7.35%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months to under 36 months: 7.35% (General: 7.10%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months and above: 7.10% (General: 6.85%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m4m6m9m1y2y3y 3.604.104.605.605.856.106.606.857.607.357.10 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7%8% 7 to 14 days: 3.60% (Senior: 3.60%) 15 to 29 days: 4.10% (Senior: 4.10%) 30 to 45 days: 4.60% (Senior: 4.60%) 46 to 90 days: 5.60% (Senior: 5.60%) 91 to 119 days: 5.85% (Senior: 5.85%) 120 to 179 days: 6.10% (Senior: 6.10%) 180 to 270 days: 6.60% (Senior: 6.60%) 271 to 364 days: 6.85% (Senior: 6.85%) 12 months to under 24 months: 7.60% (Senior: 7.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months to under 36 months: 7.35% (Senior: 7.35%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months and above: 7.10% (Senior: 7.10%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m4m6m9m1y2y3y 3.604.104.605.605.856.106.606.857.607.357.10 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
3.60% 3.60% Below ₹2 crore
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15 to 29 days
4.10% 4.10% Below ₹2 crore
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30 to 45 days
4.60% 4.60% Below ₹2 crore
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46 to 90 days
5.10% 5.60% Below ₹2 crore
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91 to 119 days
5.60% 5.85% Below ₹2 crore
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91 to 119 days
5.75% 5.85% ₹2 crore to under ₹5 crore
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91 to 119 days
5.90% 5.85% ₹5 crore to under ₹20 crore
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91 to 119 days
6.00% 5.85% ₹20 crore to under ₹50 crore
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91 to 119 days
6.10% 5.85% ₹50 crore and above
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120 to 179 days
6.10% 6.10% Below ₹2 crore
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120 to 179 days
6.25% 6.10% ₹2 crore to under ₹5 crore
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120 to 179 days
6.40% 6.10% ₹5 crore to under ₹20 crore
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120 to 179 days
6.50% 6.10% ₹20 crore to under ₹50 crore
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120 to 179 days
6.60% 6.10% ₹50 crore and above
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180 to 270 days
6.60% 6.60% Below ₹2 crore
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180 to 270 days
6.75% 6.60% ₹2 crore to under ₹5 crore
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180 to 270 days
6.90% 6.60% ₹5 crore to under ₹20 crore
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180 to 270 days
7.00% 6.60% ₹20 crore to under ₹50 crore
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180 to 270 days
7.10% 6.60% ₹50 crore and above
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271 to 364 days
6.85% 6.85% Below ₹2 crore
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271 to 364 days
7.00% 6.85% ₹2 crore to under ₹5 crore
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271 to 364 days
7.15% 6.85% ₹5 crore to under ₹20 crore
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271 to 364 days
7.25% 6.85% ₹20 crore to under ₹50 crore
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271 to 364 days
7.35% 6.85% ₹50 crore and above
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12 months to under 24 months
7.35% 7.60% Below ₹2 crore
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12 months to under 24 months
7.50% 7.60% ₹2 crore to under ₹5 crore
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12 months to under 24 months
7.65% 7.60% ₹5 crore to under ₹20 crore
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12 months to under 24 months
7.75% 7.60% ₹20 crore to under ₹50 crore
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12 months to under 24 months
7.85% 7.60% ₹50 crore and above
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24 months to under 36 months
7.10% 7.35% Below ₹2 crore
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24 months to under 36 months
7.25% 7.35% ₹2 crore to under ₹5 crore
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24 months to under 36 months
7.40% 7.35% ₹5 crore to under ₹20 crore
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24 months to under 36 months
7.50% 7.35% ₹20 crore to under ₹50 crore
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24 months to under 36 months
7.60% 7.35% ₹50 crore and above
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36 months and above
6.85% 7.10% Below ₹2 crore
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36 months and above
7.00% 7.10% ₹2 crore to under ₹5 crore
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36 months and above
7.15% 7.10% ₹5 crore to under ₹20 crore
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36 months and above
7.25% 7.10% ₹20 crore to under ₹50 crore
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36 months and above
7.35% 7.10% ₹50 crore and above
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Source ↗

TNSC Bank Fixed Deposit: frequently asked questions

What is the highest TNSC Bank Fixed Deposit interest rate?

As of 5 Oct 2026, Tamil Nadu State Apex Co-operative Bank offers up to 7.85% p.a. on its fixed deposit (FD) (12 months to under 24 months) for general customers. Rates below are as published by the bank — confirm with TNSC Bank before investing.

What is the TNSC Bank 1 year FD interest rate?

As of 5 Oct 2026, Tamil Nadu State Apex Co-operative Bank offers 7.85% p.a. on a 1-year FD for general customers and 7.60% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at TNSC Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Tamil Nadu State Apex Co-operative Bank, depending on the tenure.

Is my fixed deposit (FD) with TNSC Bank insured?

Deposits with Tamil Nadu State Apex Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these TNSC Bank rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 30 Sept 2026. Rates can change without notice, so verify on the official TNSC Bank website before investing.

Good to know

Deposits with Tamil Nadu State Apex Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official TNSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.