As of 5 Oct 2026, Andhra Pradesh State Co-operative Bank offers up to 7.40% p.a. on its fixed deposit (FD) (271 to 364 days) for general customers and 8.00% p.a. (271 to 364 days) for senior citizens. Rates below are as published by the bank — confirm with APCOB before investing.
Estimate returns at APCOB (quarterly compounding)
Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Super Sr. | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|---|
7 to 14 days |
4.05% | 4.65% | 4.75% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.10% | 4.65% | 4.75% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
5.40% | 4.65% | 4.75% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
5.50% | 4.65% | 4.75% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
5.30% | 5.90% | 6.00% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
5.35% | 5.90% | 6.00% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
5.80% | 5.90% | 6.00% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
6.00% | 5.90% | 6.00% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
5.30% | 5.90% | 6.00% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
5.35% | 5.90% | 6.00% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
5.80% | 5.90% | 6.00% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
6.00% | 5.90% | 6.00% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
5.90% | 6.50% | 6.60% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
5.95% | 6.50% | 6.60% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
6.50% | 6.50% | 6.60% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 179 days |
6.60% | 6.50% | 6.60% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 270 days |
6.55% | 7.15% | 7.25% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 270 days |
6.60% | 7.15% | 7.25% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 270 days |
6.50% | 7.15% | 7.25% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 364 days |
7.40% | 8.00% | 8.10% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 364 days |
7.00% | 8.00% | 8.10% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 364 days |
7.00% | 8.00% | 8.10% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 to 364 days |
7.00% | 8.00% | 8.10% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
7.40% | 8.00% | 8.10% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
7.00% | 8.00% | 8.10% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
7.00% | 8.00% | 8.10% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
7.00% | 8.00% | 8.10% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 1 year to 2 years |
7.20% | 7.80% | 7.90% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 1 year to 2 years |
6.80% | 7.80% | 7.90% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 1 year to 2 years |
6.80% | 7.80% | 7.90% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 1 year to 2 years |
7.00% | 7.80% | 7.90% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to 5 years |
6.45% | 7.05% | 7.15% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to 5 years |
6.45% | 7.05% | 7.15% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to 5 years |
6.70% | 7.05% | 7.15% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to 5 years |
7.00% | 7.05% | 7.15% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.25% | 6.85% | 6.95% | Below ₹15 lakh | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.25% | 6.85% | 6.95% | ₹15 lakh to ₹1 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.45% | 6.85% | 6.95% | ₹1 crore to ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.75% | 6.85% | 6.95% | Above ₹10 crore | 15 Jul 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Andhra Pradesh State Co-operative Bank offers up to 7.40% p.a. on its fixed deposit (FD) (271 to 364 days) for general customers and 8.00% p.a. (271 to 364 days) for senior citizens. Rates below are as published by the bank — confirm with APCOB before investing.
As of 5 Oct 2026, Andhra Pradesh State Co-operative Bank offers 7.40% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Andhra Pradesh State Co-operative Bank, depending on the tenure.
Deposits with Andhra Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 15 Jul 2026. Rates can change without notice, so verify on the official APCOB website before investing.
Deposits with Andhra Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official APCOB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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