The Chennai Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Chennai CCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 29 days |
3.75% | 4.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
30 days to 45 days |
4.25% | 4.75% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 90 days |
5.00% | 5.50% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
5.75% | 6.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 364 days |
6.50% | 7.50% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
12 months to less than 24 months |
7.25% | 7.75% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
24 months to 36 months and above 2 slabs at this rate |
6.75% | 7.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Chennai CCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%- Transcribed from the rate image embedded in the bank's rate page (re-checked by SHA-256 on every fetch); revised rates with effect from 01/04/2026; the institutions/societies/urban-banks column is not ingested
Before you book
Chennai CCB Fixed Deposit: frequently asked questions
What is the highest Chennai CCB Fixed Deposit interest rate?
As of 14 Nov 2026, The Chennai Central Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (12 months to less than 24 months) for general customers and 7.75% p.a. (12 months to less than 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Chennai CCB before investing.
What is the Chennai CCB 1-year FD interest rate?
As of 14 Nov 2026, The Chennai Central Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chennai CCB 2-year FD interest rate?
As of 14 Nov 2026, The Chennai Central Co-operative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chennai CCB 3-year FD interest rate?
As of 14 Nov 2026, The Chennai Central Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Chennai CCB 5-year FD interest rate?
As of 14 Nov 2026, The Chennai Central Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Chennai CCB?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at The Chennai Central Co-operative Bank Ltd., depending on the tenure.
When did Chennai CCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Chennai Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Chennai CCB offer?
The Chennai Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 29 days” to “36 months and above”.
Does Chennai CCB pay more than the Post Office Time Deposit?
The Chennai Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Chennai CCB's 1-year FD rate rank?
The Chennai Central Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Chennai CCB insured?
Deposits with The Chennai Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Chennai CCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official Chennai CCB website before investing.
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Good to know
- Deposits with The Chennai Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Chennai CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Chennai CCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Chennai CCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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