Rates verified from official source

The Poornawadi Nagrik Sahakari Bank Maryadit, Beed Fixed Deposit interest rates · November 2026

Poornawadi Nagrik Sahakari Bank's best Fixed Deposit rate is 7.25% (1 YEAR TO 2 YEARS), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (1 YEAR TO 2 YEARS), 0.50 points above the general rate for that tenure.

What will my FD earn at Poornawadi Nagrik Sahakari Bank?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 DAYS TO 45 DAYS
3.75% 4.25% Any amount
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
46 DAYS TO
179 DAYS
5.25% 5.75% Any amount
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
180 DAYS
TO 210 DAYS
6.00% 6.50% Any amount
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
211 DAYS
TO 1 YEAR
6.50% 7.00% Any amount
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
1 year
Deposit scheme for ₹1 crore and above
7.55% 8.05% ₹1 crore and above
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
1 YEAR to 3 YEARS
2 slabs at this rate
7.25% 7.75% Any amount
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
2 years
Deposit scheme for ₹1 crore and above
7.65% 8.15% ₹1 crore and above
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
3 years
Deposit scheme for ₹1 crore and above
7.75% 8.25% ₹1 crore and above
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
3 YEARS to
10 YEARS
2 slabs at this rate
7.10% 7.60% Any amount
1 Jan 2026
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026

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Poornawadi Nagrik Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
Before you book

Poornawadi Nagrik Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Poornawadi Nagrik Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Poornawadi Nagrik Sahakari Bank Maryadit, Beed offers up to 7.25% p.a. on its fixed deposit (FD) (1 YEAR TO 2 YEARS) for general customers and 7.75% p.a. (1 YEAR TO 2 YEARS) for senior citizens. Rates below are as published by the bank. Confirm with Poornawadi Nagrik Sahakari Bank before investing.

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What is the Poornawadi Nagrik Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, The Poornawadi Nagrik Sahakari Bank Maryadit, Beed offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Poornawadi Nagrik Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, The Poornawadi Nagrik Sahakari Bank Maryadit, Beed offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Poornawadi Nagrik Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, The Poornawadi Nagrik Sahakari Bank Maryadit, Beed offers 7.10% p.a. on a 3-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Poornawadi Nagrik Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, The Poornawadi Nagrik Sahakari Bank Maryadit, Beed offers 7.10% p.a. on a 5-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Poornawadi Nagrik Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Poornawadi Nagrik Sahakari Bank Maryadit, Beed, depending on the tenure.

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When did Poornawadi Nagrik Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Poornawadi Nagrik Sahakari Bank Maryadit, Beed's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Poornawadi Nagrik Sahakari Bank offer?

The Poornawadi Nagrik Sahakari Bank Maryadit, Beed's published fixed deposit (FD) rate table has 8 tenure bands, from “7 DAYS TO 45 DAYS” to “5 YEARS TO 10 YEARS”.

Does Poornawadi Nagrik Sahakari Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Poornawadi Nagrik Sahakari Bank Maryadit, Beed's table lists separate bands: Any amount; ₹1 crore and above. Each row shows the band it applies to.

Does Poornawadi Nagrik Sahakari Bank have special fixed deposit (FD) schemes?

The Poornawadi Nagrik Sahakari Bank Maryadit, Beed's rate table lists these named schemes (1): Deposit scheme for ₹1 crore and above. Check eligibility and end dates with the bank.

Does Poornawadi Nagrik Sahakari Bank pay more than the Post Office Time Deposit?

The Poornawadi Nagrik Sahakari Bank Maryadit, Beed pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.10% (PO 7.10%), 5y 7.10% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Poornawadi Nagrik Sahakari Bank's 1-year FD rate rank?

The Poornawadi Nagrik Sahakari Bank Maryadit, Beed's 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Poornawadi Nagrik Sahakari Bank insured?

Deposits with The Poornawadi Nagrik Sahakari Bank Maryadit, Beed are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Poornawadi Nagrik Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jan 2026. Rates can change without notice, so verify on the official Poornawadi Nagrik Sahakari Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Poornawadi Nagrik Sahakari Bank Maryadit, Beed are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Poornawadi Nagrik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Poornawadi Nagrik Sahakari Bank, depending on the tenure.
  • Poornawadi Nagrik Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Poornawadi Nagrik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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