Nilambur Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Nilambur Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 14 Days |
3.10% | 3.60% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
15 days to 45 Days |
4.00% | 4.50% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
46 days to 90 days |
4.50% | 5.00% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 179 days |
5.00% | 5.50% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
180 days to 364 Days |
5.60% | 6.10% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
12 months to less than 13 months |
6.50% | 7.00% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
13 months |
7.10% | 7.60% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 13 months to Less than 15 months |
6.50% | 7.00% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
15 months |
7.35% | 7.85% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 15 months to 24 months |
6.40% | 6.90% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
Above 24 Months |
5.75% | 6.25% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Nilambur Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Nilambur Urban Bank Fixed Deposit: frequently asked questions
What is the highest Nilambur Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Nilambur Co-operative Urban Bank Ltd. offers up to 7.35% p.a. on its fixed deposit (FD) (15 months) for general customers and 7.85% p.a. (15 months) for senior citizens. Rates below are as published by the bank. Confirm with Nilambur Urban Bank before investing.
What is the Nilambur Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Nilambur Co-operative Urban Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nilambur Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Nilambur Co-operative Urban Bank Ltd. offers 6.40% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nilambur Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Nilambur Co-operative Urban Bank Ltd. offers 5.75% p.a. on a 3-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nilambur Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Nilambur Co-operative Urban Bank Ltd. offers 5.75% p.a. on a 5-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nilambur Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nilambur Co-operative Urban Bank Ltd., depending on the tenure.
When did Nilambur Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Nilambur Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Nilambur Urban Bank offer?
Nilambur Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 11 tenure bands, from “7 Days to 14 Days” to “Above 24 Months”.
Does Nilambur Urban Bank pay more than the Post Office Time Deposit?
Nilambur Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.40% (PO 7.00%), 3y 5.75% (PO 7.10%), 5y 5.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nilambur Urban Bank's 1-year FD rate rank?
Nilambur Co-operative Urban Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nilambur Urban Bank insured?
Deposits with Nilambur Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nilambur Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2026. Rates can change without notice, so verify on the official Nilambur Urban Bank website before investing.
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Good to know
- Deposits with Nilambur Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nilambur Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nilambur Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Nilambur Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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