Rates verified from official source

Sarvodaya Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026

Sarvodaya Sahakari Bank's best Fixed Deposit rate is 7.75% (1111 days), 0.50 points below the best on the market (8.25%).

Deposit amount

Showing 7 of 19 rates.

TenureGeneralSeniorApplies toEffective OnSource
14 days
TO 30 Days
Below ₹15 lakh
 3.50% 3.50% Below ₹15 lakh
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
31 Days TO
180 Days
Below ₹15 lakh
 4.00% 4.00% Below ₹15 lakh
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
181 Days
TO 364 Days
Below ₹15 lakh
 6.00% 6.25% Below ₹15 lakh
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
1 Year To 3 Years
Below ₹15 lakh
 7.50% 7.75% Below ₹15 lakh
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
Above 3 Year
To 5 Years
Below ₹15 lakh
 7.25% 7.50% Below ₹15 lakh
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
1111 days
1111 days special scheme
 7.75% — Any amount
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
Above 5 Years
Below ₹15 lakh
 6.00% 6.25% Below ₹15 lakh
28 Sept 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
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Sarvodaya Sahakari Bank FD returns at a glance based on investment amount

Deposit~1 year7.50%~3 years7.50%~5 years7.25%~10 years6.00%
₹50,000₹53,857₹313/mo₹62,486₹313/mo₹71,613₹302/mo₹90,701₹250/mo
₹1 lakh₹1,07,714₹625/mo₹1,24,972₹625/mo₹1,43,226₹604/mo₹1,81,402₹500/mo
₹2 lakh₹2,15,427₹1,250/mo₹2,49,943₹1,250/mo₹2,86,452₹1,208/mo₹3,62,804₹1,000/mo
₹5 lakh₹5,38,568₹3,125/mo₹6,24,858₹3,125/mo₹7,16,130₹3,021/mo₹9,07,009₹2,500/mo
₹10 lakh₹10,77,136₹6,250/mo₹12,49,716₹6,250/mo₹14,32,261₹6,042/mo₹18,14,018₹5,000/mo

Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

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  • Quarterly payout

Chart shows the Below ₹15 lakh rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7%8% 14d1m6m1y1096d1111d1826d 3.504.006.007.507.257.756.00 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Senior rate by tenure (% p.a.)

3%4%5%6%7%8% 14d1m6m1y1096d1826d 3.504.006.257.757.506.25 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

Senior rate by tenure (% p.a.)

3%4%5%6%7%8% 14d1m6m1y1096d1826d 3.504.006.257.757.506.25 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Sarvodaya Sahakari Bank Fixed Deposit rate changes

Changes to Sarvodaya Sahakari Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Sarvodaya Sahakari Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.

Compare Sarvodaya Sahakari Bank with similar banks

Nearby banks paying a little more at 1 year

Akhand Anand Bank 7.85%Gondal Nagarik Bank 8.00%Gujarat Mercantile Bank 8.00%

Banks with a similar rate at 1 year

Ranuj Nagrik Bank 7.50%Godhra City Bank 7.25%Harij Nagarik Bank 7.25%

Best FD rates among urban co-operative banks → Best FD rates in Gujarat →

Sarvodaya Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Sarvodaya Sahakari Bank Fixed Deposit interest rate?

As of 22 Oct 2026, Sarvodaya Sahakari Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (1111 days) for general customers. Rates below are as published by the bank — confirm with Sarvodaya Sahakari Bank before investing.

See today's top interest rates →

What is the Sarvodaya Sahakari Bank 1-year FD interest rate?

As of 22 Oct 2026, Sarvodaya Sahakari Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 28 Sept 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the Sarvodaya Sahakari Bank 2-year FD interest rate?

As of 22 Oct 2026, Sarvodaya Sahakari Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 28 Sept 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.

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What is the Sarvodaya Sahakari Bank 3-year FD interest rate?

As of 22 Oct 2026, Sarvodaya Sahakari Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 28 Sept 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.

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What is the Sarvodaya Sahakari Bank 5-year FD interest rate?

As of 22 Oct 2026, Sarvodaya Sahakari Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 28 Sept 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Sarvodaya Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Sarvodaya Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Sarvodaya Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Sarvodaya Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Sarvodaya Sahakari Bank offer?

Sarvodaya Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “14 days TO 30 Days” to “Above 5 Years”.

Does Sarvodaya Sahakari Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Sarvodaya Sahakari Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh to below ₹40 lakh; ₹40 lakh and above; Any amount. Each row shows the band it applies to.

Does Sarvodaya Sahakari Bank have special fixed deposit (FD) schemes?

Sarvodaya Sahakari Bank Ltd.'s rate table lists these named schemes (1): 1111 days special scheme. Check eligibility and end dates with the bank.

Does Sarvodaya Sahakari Bank pay more than the Post Office Time Deposit?

Sarvodaya Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Sarvodaya Sahakari Bank's 1-year FD rate rank?

Sarvodaya Sahakari Bank Ltd.'s 1-year general FD rate of 7.50% ranks #12 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Sarvodaya Sahakari Bank insured?

Deposits with Sarvodaya Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Sarvodaya Sahakari Bank rates?

RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 28 Sept 2026. Rates can change without notice, so verify on the official Sarvodaya Sahakari Bank website before investing.

Rate movements →

More Sarvodaya Sahakari Bank rates

Sarvodaya Sahakari Bank overviewSarvodaya Sahakari Bank Recurring Deposit rates

Fixed Deposit rates at other banks

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Higher 1 year Fixed Deposit rates than Sarvodaya Sahakari Bank

3 banks serving Gujarat pay more. Top picks:

Co-operative Highest Gondal Nagarik Bank 8.00% +0.50% vs Sarvodaya Sahakari Bank Co-operative Gujarat Mercantile Bank 8.00% +0.50% vs Sarvodaya Sahakari Bank Co-operative Akhand Anand Bank 7.85% +0.35% vs Sarvodaya Sahakari Bank

See every higher rate in Gujarat →

Rate by tenure, and what it grows to Deposit
1 year General7.50%₹1,07,714 Senior7.75%₹1,07,978 2 years General7.50%₹1,16,022 Senior7.75%₹1,16,593 3 years General7.50%₹1,24,972 Senior7.75%₹1,25,895 5 years General7.25%₹1,43,226 Senior7.50%₹1,44,995

Cumulative FD, quarterly compounding. Illustrative, not a bank quote.

Good to know

  • Deposits with Sarvodaya Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Sarvodaya Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Sarvodaya Sahakari Bank, depending on the tenure.
  • Sarvodaya Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 28 Sept 2026 · Ingested 22 Oct 2026 · Verified 22 Oct 2026 · View source

Informational only — always confirm the current rate on the official Sarvodaya Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.