Rates verified from official source

The Model Co-operative Urban Bank Ltd., Hyderabad Fixed Deposit interest rates · November 2026

Model Urban Bank Hyderabad's best Fixed Deposit rate is 8.50% (Above 2 Years up to 3 Years), 1.50 points below the best on the market (10.00%).

  • Seniors: up to 9.00% (Above 2 Years up to 3 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Model Urban Bank Hyderabad?

Estimated value after 1 year · before tax ₹5,41,216 8.00% p.a. · ₹41,216 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
45 Days to
180 Days
5.00% 5.00% Any amount
20 May 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 Days
to 364 Days
6.00% 6.00% Any amount
20 May 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1 Year up to
2 Years
8.00% 8.50% Any amount
20 May 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
Above 2 Years
up to 3 Years
Any amount
8.50% 9.00% Any amount
20 May 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
above 2 years
up to 3 years
₹10 lakh and above
9.50% 9.00% ₹10 lakh and above
20 May 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
Above 3 Years
7.50% 8.00% Any amount
20 May 2023
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Model Urban Bank Hyderabad FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.00%
  • bulk deposit, flat rate (no senior rate printed)
Before you book

Model Urban Bank Hyderabad Fixed Deposit: frequently asked questions

What is the highest Model Urban Bank Hyderabad Fixed Deposit interest rate?

As of 14 Nov 2026, The Model Co-operative Urban Bank Ltd., Hyderabad offers up to 8.50% p.a. on its fixed deposit (FD) (Above 2 Years up to 3 Years) for general customers and 9.00% p.a. (Above 2 Years up to 3 Years) for senior citizens. Rates below are as published by the bank. Confirm with Model Urban Bank Hyderabad before investing.

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What is the Model Urban Bank Hyderabad 1-year FD interest rate?

As of 14 Nov 2026, The Model Co-operative Urban Bank Ltd., Hyderabad offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Model Urban Bank Hyderabad 2-year FD interest rate?

As of 14 Nov 2026, The Model Co-operative Urban Bank Ltd., Hyderabad offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Model Urban Bank Hyderabad 3-year FD interest rate?

As of 14 Nov 2026, The Model Co-operative Urban Bank Ltd., Hyderabad offers 8.50% p.a. on a 3-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Model Urban Bank Hyderabad 5-year FD interest rate?

As of 14 Nov 2026, The Model Co-operative Urban Bank Ltd., Hyderabad offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Model Urban Bank Hyderabad?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Model Co-operative Urban Bank Ltd., Hyderabad, depending on the tenure.

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When did Model Urban Bank Hyderabad last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Model Co-operative Urban Bank Ltd., Hyderabad's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Model Urban Bank Hyderabad offer?

The Model Co-operative Urban Bank Ltd., Hyderabad's published fixed deposit (FD) rate table has 5 tenure bands, from “45 Days to 180 Days” to “Above 3 Years”.

Does Model Urban Bank Hyderabad pay different fixed deposit (FD) rates by deposit size?

Yes. The Model Co-operative Urban Bank Ltd., Hyderabad's table lists separate bands: Any amount; ₹10 lakh and above. Each row shows the band it applies to.

Does Model Urban Bank Hyderabad pay more than the Post Office Time Deposit?

The Model Co-operative Urban Bank Ltd., Hyderabad pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Model Urban Bank Hyderabad's 1-year FD rate rank?

The Model Co-operative Urban Bank Ltd., Hyderabad's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Model Urban Bank Hyderabad insured?

Deposits with The Model Co-operative Urban Bank Ltd., Hyderabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Model Urban Bank Hyderabad rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 20 May 2023. Rates can change without notice, so verify on the official Model Urban Bank Hyderabad website before investing.

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Good to know

  • Deposits with The Model Co-operative Urban Bank Ltd., Hyderabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Model Urban Bank Hyderabad is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Model Urban Bank Hyderabad, depending on the tenure.

Informational only. Always confirm the current rate on the official Model Urban Bank Hyderabad website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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