J.P. Morgan Chase Bank, N.A. (India) Fixed Deposit interest rates · November 2026
What will my FD earn at JPMorgan Chase India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 13 days |
3.35% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
14 days to 29 days |
3.47% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
30 days to 44 days |
3.39% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
45 days to 59 days |
3.52% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
60 days to 74 days |
3.64% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
75 days to 89 days |
3.71% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
90 days to 104 days |
3.78% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
105 days to 119 days |
3.88% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
120 days to 134 days |
3.97% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
135 days to 149 days |
4.08% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
150 days to 164 days |
4.18% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
165 days to 179 days |
4.31% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
180 days to 194 days |
4.44% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
195 days to 209 days |
4.43% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
210 days to 224 days |
4.42% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
225 days to 239 days |
4.42% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
240 days to 254 days |
4.41% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
255 days to 269 days |
4.41% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
270 days to 284 days |
4.40% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
285 days to 299 days |
4.42% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
300 days to 314 days |
4.44% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
315 days to 329 days |
4.46% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
330 days to 344 days |
4.49% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
345 days to 359 days |
4.53% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
360 days to 366 days and above 2 slabs at this rate |
4.56% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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JPMorgan Chase India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
4.56%- domestic deposits below ₹3 crore
Before you book
JPMorgan Chase India Fixed Deposit: frequently asked questions
What is the highest JPMorgan Chase India Fixed Deposit interest rate?
As of 14 Nov 2026, J.P. Morgan Chase Bank, N.A. (India) offers up to 4.56% p.a. on its fixed deposit (FD) (360 days to 365 days) for general customers. Rates below are as published by the bank. Confirm with JPMorgan Chase India before investing.
What is the JPMorgan Chase India 1-year FD interest rate?
As of 14 Nov 2026, J.P. Morgan Chase Bank, N.A. (India) offers 4.56% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JPMorgan Chase India 2-year FD interest rate?
As of 14 Nov 2026, J.P. Morgan Chase Bank, N.A. (India) offers 4.56% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JPMorgan Chase India 3-year FD interest rate?
As of 14 Nov 2026, J.P. Morgan Chase Bank, N.A. (India) offers 4.56% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JPMorgan Chase India 5-year FD interest rate?
As of 14 Nov 2026, J.P. Morgan Chase Bank, N.A. (India) offers 4.56% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at JPMorgan Chase India?
J.P. Morgan Chase Bank, N.A. (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did JPMorgan Chase India last change its Fixed Deposit rates?
J.P. Morgan Chase Bank, N.A. (India) last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 13 Nov 2026: the general rate for 7 days to 13 days went from 3.17% to 3.35%. RateScan.in has tracked JPMorgan Chase India's rates since 27 Oct 2026.
What fixed deposit (FD) tenures does JPMorgan Chase India offer?
J.P. Morgan Chase Bank, N.A. (India)'s published fixed deposit (FD) rate table has 26 tenure bands, from “7 days to 13 days” to “366 days and above”.
Does JPMorgan Chase India pay more than the Post Office Time Deposit?
J.P. Morgan Chase Bank, N.A. (India) pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 4.56% (PO 6.90%), 2y 4.56% (PO 7.00%), 3y 4.56% (PO 7.10%), 5y 4.56% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does JPMorgan Chase India's 1-year FD rate rank?
J.P. Morgan Chase Bank, N.A. (India)'s 1-year general FD rate of 4.56% ranks #1017 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with JPMorgan Chase India insured?
Deposits with J.P. Morgan Chase Bank, N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these JPMorgan Chase India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 13 Nov 2026. Rates can change without notice, so verify on the official JPMorgan Chase India website before investing.
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Good to know
- Deposits with J.P. Morgan Chase Bank, N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- JPMorgan Chase India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official JPMorgan Chase India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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