Rates verified from official source

The Una Peoples Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Una Peoples Co-op Bank's best Fixed Deposit rate is 7.00% (25 months), 3.00 points below the best on the market (10.00%).

  • Seniors: up to 7.50% (25 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Una Peoples Co-op Bank?

Estimated value after 366 days · before tax ₹5,33,395 6.50% p.a. · ₹33,395 interest · quarterly compounding
TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
7 DAYS TO 45 DAYS
2.75% 3.25% 3.75% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
46 DAYS
TO 90 DAYS
3.75% 4.25% 4.75% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
91 DAYS TO
180 DAYS
4.75% 5.25% 5.75% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 DAYS
TO 364 DAYS
5.75% 6.25% 6.75% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
ABOVE 12 MONTHS
to 60 MONTHS
2 slabs at this rate
6.50% 7.00% 7.50% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
21 months
Special offer (21 months)
6.75% 7.25% 7.75% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
25 months
Special offer (25 months)
7.00% 7.50% 8.00% Any amount
15 Apr 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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Una Peoples Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

2 years

6.50%
  • printed as "Special offer only for 21 months (Rs. 2 Lakhs)"
  • printed as "Special offer only for 25 months (Rs. 5 Lakhs)"
Before you book

Una Peoples Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Una Peoples Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Una Peoples Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (25 months) for general customers and 7.50% p.a. (25 months) for senior citizens. Rates below are as published by the bank. Confirm with Una Peoples Co-op Bank before investing.

See today's top interest rates →

What is the Una Peoples Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Una Peoples Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Una Peoples Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Una Peoples Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Una Peoples Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Una Peoples Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Una Peoples Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Una Peoples Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Una Peoples Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Una Peoples Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Una Peoples Co-op Bank offer?

The Una Peoples Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 DAYS TO 45 DAYS” to “ABOVE 37 MONTHS TO 60 MONTHS”.

Does Una Peoples Co-op Bank have special fixed deposit (FD) schemes?

The Una Peoples Co-operative Bank Ltd.'s rate table lists these named schemes (2): Special offer (21 months); Special offer (25 months). Check eligibility and end dates with the bank.

Does Una Peoples Co-op Bank pay more than the Post Office Time Deposit?

The Una Peoples Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

Is my fixed deposit (FD) with Una Peoples Co-op Bank insured?

Deposits with The Una Peoples Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Una Peoples Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Apr 2026. Rates can change without notice, so verify on the official Una Peoples Co-op Bank website before investing.

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Good to know

  • Deposits with The Una Peoples Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Una Peoples Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Una Peoples Co-op Bank, depending on the tenure.
  • Una Peoples Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Una Peoples Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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