Rates verified from official source

The Ashta People's Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Ashta Peoples Co-op Bank's best Fixed Deposit rate is 8.25% (3 years 1 day to 10 years), 1.75 points below the best on the market (10.00%).

  • Seniors: up to 8.75% (3 years 1 day to 10 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Ashta Peoples Co-op Bank?

Estimated value after 1 year · before tax ₹5,31,990 6.25% p.a. · ₹31,990 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
4.50% 4.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
46 days
to 90 days
5.25% 5.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
91 days to
180 days
5.75% 5.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
181 days
to 1 years
6.25% 6.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 years 1 day
to 3 years
8.00% 8.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
3 years 1 day
to 10 years
8.25% 8.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Ashta Peoples Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.25%
Before you book

Ashta Peoples Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Ashta Peoples Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Ashta People's Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (3 years 1 day to 10 years) for general customers and 8.75% p.a. (3 years 1 day to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Ashta Peoples Co-op Bank before investing.

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What is the Ashta Peoples Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Ashta People's Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Ashta Peoples Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Ashta People's Co-operative Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Ashta Peoples Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Ashta People's Co-operative Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Ashta Peoples Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Ashta People's Co-operative Bank Ltd. offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Ashta Peoples Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Ashta People's Co-operative Bank Ltd., depending on the tenure.

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When did Ashta Peoples Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Ashta People's Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

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What fixed deposit (FD) tenures does Ashta Peoples Co-op Bank offer?

The Ashta People's Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “3 years 1 day to 10 years”.

Does Ashta Peoples Co-op Bank pay more than the Post Office Time Deposit?

The Ashta People's Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Ashta Peoples Co-op Bank's 1-year FD rate rank?

The Ashta People's Co-operative Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Ashta Peoples Co-op Bank insured?

Deposits with The Ashta People's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Ashta Peoples Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Ashta Peoples Co-op Bank website before investing.

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Good to know

  • Deposits with The Ashta People's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Ashta Peoples Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ashta Peoples Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Ashta Peoples Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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