Rates verified from official source

The Khamgaon Urban Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

Khamgaon Urban Bank's best Fixed Deposit rate is 6.50% (Above 2 years to less than 3 years), 2.00 points below the best on the market (8.50%).

Deposit amount

Showing 16 of 32 rates.

TenureGeneralSeniorApplies toEffective OnSource
15 days to 45 days
Up to ₹1 crore
3.00% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
46 days to 90 days
Up to ₹1 crore
3.50% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
91 days to 180 days
Up to ₹1 crore
4.50% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
181 days to 270 days
Up to ₹1 crore
4.75% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
271 days to 364 days
Up to ₹1 crore
4.75% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
12 months (1 year)
Up to ₹1 crore
5.50% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 1 year to less than 15 months
Up to ₹1 crore
6.00% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
15 months only
Up to ₹1 crore
6.25% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 15 months to less than 18 months
Up to ₹1 crore
6.25% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
18 months only
Up to ₹1 crore
6.35% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 18 months up to 2 years
Up to ₹1 crore
6.35% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 2 years to less than 3 years
Up to ₹1 crore
6.50% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
3 years only
Up to ₹1 crore
6.35% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 3 years up to 5 years
Up to ₹1 crore
6.35% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
5 years (tax-saver lock-in)
Tax Saving Fixed Deposit Scheme
Up to ₹1 crore
5.75% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 5 years up to 10 years
Up to ₹1 crore
6.35% — Up to ₹1 crore
5 Jan 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026

Khamgaon Urban Bank FD returns at a glance based on investment amount

Deposit~1 year5.50%~3 years6.35%~5 years6.35%~10 years6.35%
₹50,000₹52,807₹229/mo₹60,402₹265/mo₹68,513₹265/mo₹93,882₹265/mo
₹1 lakh₹1,05,614₹458/mo₹1,20,805₹529/mo₹1,37,027₹529/mo₹1,87,763₹529/mo
₹2 lakh₹2,11,229₹917/mo₹2,41,609₹1,058/mo₹2,74,054₹1,058/mo₹3,75,527₹1,058/mo
₹5 lakh₹5,28,072₹2,292/mo₹6,04,023₹2,646/mo₹6,85,134₹2,646/mo₹9,38,817₹2,646/mo
₹10 lakh₹10,56,145₹4,583/mo₹12,08,045₹5,292/mo₹13,70,268₹5,292/mo₹18,77,634₹5,292/mo

Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare Khamgaon Urban Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Khamgaon Urban Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

Khamgaon Urban Bank

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Chart shows the Up to ₹1 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 15d2m3m6m9m1y366d456d457d548d549d731d3y1096d5y1826d General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No separate Senior rate — showing General rates.

Chart shows the Up to ₹1 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 15d2m3m6m9m1y366d456d457d548d549d731d3y1096d5y1826d General General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No super-senior rate — showing General rates.

Chart shows the Up to ₹1 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 15d2m3m6m9m1y366d456d457d548d549d731d3y1096d5y1826d General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Khamgaon Urban Bank Fixed Deposit rate changes

Changes to Khamgaon Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Khamgaon Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 18 Oct 2026.

Khamgaon Urban Bank Fixed Deposit: frequently asked questions

What is the highest Khamgaon Urban Bank Fixed Deposit interest rate?

As of 18 Oct 2026, The Khamgaon Urban Co-operative Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (Above 2 years to less than 3 years) for general customers. Rates below are as published by the bank — confirm with Khamgaon Urban Bank before investing.

See today's top interest rates →

What is the Khamgaon Urban Bank 1-year FD interest rate?

As of 18 Oct 2026, The Khamgaon Urban Co-operative Bank Ltd. offers 5.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 5 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the Khamgaon Urban Bank 2-year FD interest rate?

As of 18 Oct 2026, The Khamgaon Urban Co-operative Bank Ltd. offers 6.35% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 5 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the Khamgaon Urban Bank 3-year FD interest rate?

As of 18 Oct 2026, The Khamgaon Urban Co-operative Bank Ltd. offers 6.35% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 5 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Khamgaon Urban Bank?

The Khamgaon Urban Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

See today's top senior citizen rates →

When did Khamgaon Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Khamgaon Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 18 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Khamgaon Urban Bank offer?

The Khamgaon Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 15 tenure bands, from “15 days to 45 days” to “Above 5 years up to 10 years”.

Does Khamgaon Urban Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Khamgaon Urban Co-operative Bank Ltd.'s table lists separate bands: Up to ₹1 crore; Above ₹1 crore. Each row shows the band it applies to.

Does Khamgaon Urban Bank have special fixed deposit (FD) schemes?

The Khamgaon Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): Tax Saving Fixed Deposit Scheme. Check eligibility and end dates with the bank.

Does Khamgaon Urban Bank pay more than the Post Office Time Deposit?

The Khamgaon Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 6.35% (PO 7.00%), 3y 6.35% (PO 7.10%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Khamgaon Urban Bank's 1-year FD rate rank?

The Khamgaon Urban Co-operative Bank Ltd.'s 1-year general FD rate of 5.50% ranks #237 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Khamgaon Urban Bank insured?

Deposits with The Khamgaon Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Khamgaon Urban Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 5 Jan 2026. Rates can change without notice, so verify on the official Khamgaon Urban Bank website before investing.

Rate movements →

Good to know

  • Deposits with The Khamgaon Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Khamgaon Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Khamgaon Urban Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official Khamgaon Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.