Rates verified from official source

DBS Bank India Fixed Deposit interest rates · October 2026

DBS's best Fixed Deposit rate is 6.51% (* Annualized Yield for 376 days to 540 days from), 2.49 points below the best on the market (9.00%).

  • Seniors: up to 6.60% (* Annualized Yield for 376 days to 540 days from), 0.09 points above the general rate for that tenure.
TenureGeneralSeniorApplies toEffective OnSource
* Annualized Yield for 376 days to 540 days from
6.51% 6.60% Below ₹3 crore (retail)
24 Sept 2026
official
fetched 20 Sept 2026

Compare DBS Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when DBS has a rate for it. Bank D stays visible so you can add a fourth comparison.

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No General FD rate data available.

No Senior FD rate data available.

No additional super-senior premium — showing Senior rates.

DBS Fixed Deposit rate changes

Changes to DBS's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 19 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to DBS's fixed deposit (FD) rates has been recorded since tracking started on 19 Sept 2026.

DBS Fixed Deposit: frequently asked questions

What is the highest DBS Fixed Deposit interest rate?

As of 19 Oct 2026, DBS Bank India offers up to 6.51% p.a. on its fixed deposit (FD) (* Annualized Yield for 376 days to 540 days from) for general customers and 6.60% p.a. (* Annualized Yield for 376 days to 540 days from) for senior citizens. Rates below are as published by the bank — confirm with DBS before investing.

See today's top interest rates →

Do senior citizens get higher Fixed Deposit rates at DBS?

Yes. Senior citizens (60+) earn up to 0.09% p.a. more than general customers at DBS Bank India, depending on the tenure.

See today's top senior citizen rates →

When did DBS last change its Fixed Deposit rates?

RateScan.in has recorded no change to DBS Bank India's fixed deposit (FD) rates since it started tracking them on 19 Sept 2026.

Rate movements →

Is my fixed deposit (FD) with DBS insured?

Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these DBS rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 24 Sept 2026. Rates can change without notice, so verify on the official DBS website before investing.

Rate movements →

Good to know

  • Deposits with DBS Bank India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • DBS is a foreign bank operating in India, regulated by the RBI.
  • Senior citizens (60+) earn up to 0.09% p.a. more than general customers at DBS, depending on the tenure.

Informational only — always confirm the current rate on the official DBS website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.