The Sonepat Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Sonepat Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
07 DAYS TO 14 DAYS |
3.25% | – | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
15 DAYS TO 45 DAYS |
3.50% | – | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 DAYS TO 90 DAYS |
3.75% | – | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 DAYS TO 179 DAYS |
4.00% | – | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
180 days to less than 1 year |
5.35% | – | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
1 year to less than 18 months |
6.25% | 6.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
18 months up to 3 years |
6.50% | 7.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 3 years to less than 5 years |
6.55% | 7.05% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
5 years and above |
6.65% | 7.15% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Compare Sonepat Urban Co-op Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Sonepat Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Sonepat Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Sonepat Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Sonepat Urban Co-operative Bank Ltd. offers up to 6.65% p.a. on its fixed deposit (FD) (5 years and above) for general customers and 7.15% p.a. (5 years and above) for senior citizens. Rates below are as published by the bank. Confirm with Sonepat Urban Co-op Bank before investing.
What is the Sonepat Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Sonepat Urban Co-operative Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sonepat Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Sonepat Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sonepat Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Sonepat Urban Co-operative Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sonepat Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Sonepat Urban Co-operative Bank Ltd. offers 6.65% p.a. on a 5-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sonepat Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Sonepat Urban Co-operative Bank Ltd., depending on the tenure.
When did Sonepat Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Sonepat Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Sonepat Urban Co-op Bank offer?
The Sonepat Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “07 DAYS TO 14 DAYS” to “5 years and above”.
Does Sonepat Urban Co-op Bank pay more than the Post Office Time Deposit?
The Sonepat Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.65% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Sonepat Urban Co-op Bank's 1-year FD rate rank?
The Sonepat Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Sonepat Urban Co-op Bank insured?
Deposits with The Sonepat Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sonepat Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Sonepat Urban Co-op Bank website before investing.
More Sonepat Urban Co-op Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Sonepat Urban Co-op Bank with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Haryana →
Good to know
- Deposits with The Sonepat Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sonepat Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sonepat Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Sonepat Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Sonepat Urban Co-op Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.