Jilla Sahakari Kendriya Bank Maryadit, Morena Fixed Deposit interest rates · November 2026
What will my FD earn at JSKB Morena?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
3.50% | 3.50% | Any amount | 1 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
46 days to 90 days |
4.50% | 4.50% | Any amount | 1 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
91 days to 180 days |
5.50% | 5.50% | Any amount | 1 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
181 days to 364 days |
6.00% | 6.00% | Any amount | 1 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
1 year to less than 3 years |
7.50% | 8.00% | Any amount | 1 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
3 years to 5 years and above 2 slabs at this rate |
6.75% | 7.25% | Any amount | 1 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 11 Nov 2026 |
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JSKB Morena FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Hindi PDF (rates effective 01.02.2026)
Before you book
JSKB Morena Fixed Deposit: frequently asked questions
What is the highest JSKB Morena Fixed Deposit interest rate?
As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Morena offers up to 7.50% p.a. on its fixed deposit (FD) (1 year to less than 3 years) for general customers and 8.00% p.a. (1 year to less than 3 years) for senior citizens. Rates below are as published by the bank. Confirm with JSKB Morena before investing.
What is the JSKB Morena 1-year FD interest rate?
As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Morena offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JSKB Morena 2-year FD interest rate?
As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Morena offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JSKB Morena 3-year FD interest rate?
As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Morena offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the JSKB Morena 5-year FD interest rate?
As of 14 Nov 2026, Jilla Sahakari Kendriya Bank Maryadit, Morena offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at JSKB Morena?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jilla Sahakari Kendriya Bank Maryadit, Morena, depending on the tenure.
When did JSKB Morena last change its Fixed Deposit rates?
RateScan.in has recorded no change to Jilla Sahakari Kendriya Bank Maryadit, Morena's fixed deposit (FD) rates since it started tracking them on 11 Nov 2026.
What fixed deposit (FD) tenures does JSKB Morena offer?
Jilla Sahakari Kendriya Bank Maryadit, Morena's published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 45 days” to “5 years and above”.
Does JSKB Morena pay more than the Post Office Time Deposit?
Jilla Sahakari Kendriya Bank Maryadit, Morena pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does JSKB Morena's 1-year FD rate rank?
Jilla Sahakari Kendriya Bank Maryadit, Morena's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with JSKB Morena insured?
Deposits with Jilla Sahakari Kendriya Bank Maryadit, Morena are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these JSKB Morena rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Feb 2026. Rates can change without notice, so verify on the official JSKB Morena website before investing.
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Good to know
- Deposits with Jilla Sahakari Kendriya Bank Maryadit, Morena are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- JSKB Morena is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at JSKB Morena, depending on the tenure.
Informational only. Always confirm the current rate on the official JSKB Morena website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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