The Washim Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Washim Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 180 days |
4.50% | 5.00% | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 1 year |
5.75% | 6.25% | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
13 months to 24 months |
7.00% | 7.50% | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
444 days Samruddhi Thev Yojna (444 days) |
7.20% | – | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
555 days Special Deposit Scheme (555 days) |
7.10% | – | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
666 days Samruddhi Thev Yojna (666 days) |
7.10% | – | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
25 months to 36 months |
6.90% | 7.40% | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
777 days Samruddhi Thev Yojna (777 days) |
7.10% | – | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
888 days Samruddhi Thev Yojna (888 days) |
7.10% | – | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
999 days Samruddhi Thev Yojna (999 days) |
7.10% | – | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
37 months to 60 months |
6.60% | 7.10% | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
61 months to 120 months |
6.00% | 6.50% | Any amount | 2 May 2023 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Washim Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.75%- No senior-citizen extra on this scheme
Before you book
Washim Urban Bank Fixed Deposit: frequently asked questions
What is the highest Washim Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Washim Urban Co-operative Bank Ltd. offers up to 7.20% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.50% p.a. (13 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Washim Urban Bank before investing.
What is the Washim Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Washim Urban Co-operative Bank Ltd. offers 5.75% p.a. on a 1-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Washim Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Washim Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Washim Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, The Washim Urban Co-operative Bank Ltd. offers 6.90% p.a. on a 3-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Washim Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Washim Urban Co-operative Bank Ltd. offers 6.60% p.a. on a 5-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 May 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Washim Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Washim Urban Co-operative Bank Ltd., depending on the tenure.
When did Washim Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Washim Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Washim Urban Bank offer?
The Washim Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “30 days to 180 days” to “61 months to 120 months”.
Does Washim Urban Bank have special fixed deposit (FD) schemes?
The Washim Urban Co-operative Bank Ltd.'s rate table lists these named schemes (6): Samruddhi Thev Yojna (444 days); Special Deposit Scheme (555 days); Samruddhi Thev Yojna (666 days); Samruddhi Thev Yojna (777 days); Samruddhi Thev Yojna (888 days)…. Check eligibility and end dates with the bank.
Does Washim Urban Bank pay more than the Post Office Time Deposit?
The Washim Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.90% (PO 7.10%), 5y 6.60% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Washim Urban Bank's 1-year FD rate rank?
The Washim Urban Co-operative Bank Ltd.'s 1-year general FD rate of 5.75% ranks #900 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Washim Urban Bank insured?
Deposits with The Washim Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Washim Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 2 May 2023. Rates can change without notice, so verify on the official Washim Urban Bank website before investing.
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Good to know
- Deposits with The Washim Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Washim Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Washim Urban Bank, depending on the tenure.
- Washim Urban Bank's FD table includes 6 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Washim Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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