Rates verified from official source

Shrikrishna Co-operative Bank Ltd., Umred Fixed Deposit interest rates · November 2026

Shrikrishna Bank Umred's best Fixed Deposit rate is 7.85% (36 Months To 60 Months), 2.15 points below the best on the market (10.00%).

  • Seniors: up to 8.35% (36 Months To 60 Months), 0.50 points above the general rate for that tenure.

What will my FD earn at Shrikrishna Bank Umred?

Estimated value after 1 year · before tax ₹5,39,891 7.75% p.a. · ₹39,891 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days To 14 Days
4.25% 4.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
15 Days
To 45 Days
4.50% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
46 Days
To 90 Days
5.00% 5.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
91 Days To
180 Days
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
181 Days To
12 Months
7.35% 7.85% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
12 Months
To 36 Months
7.75% 8.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
36 Months
To 60 Months
7.85% 8.35% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
Above 60 Months
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026

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Shrikrishna Bank Umred FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.75%
Before you book

Shrikrishna Bank Umred Fixed Deposit: frequently asked questions

What is the highest Shrikrishna Bank Umred Fixed Deposit interest rate?

As of 14 Nov 2026, Shrikrishna Co-operative Bank Ltd., Umred offers up to 7.85% p.a. on its fixed deposit (FD) (36 Months To 60 Months) for general customers and 8.35% p.a. (36 Months To 60 Months) for senior citizens. Rates below are as published by the bank. Confirm with Shrikrishna Bank Umred before investing.

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What is the Shrikrishna Bank Umred 1-year FD interest rate?

As of 14 Nov 2026, Shrikrishna Co-operative Bank Ltd., Umred offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shrikrishna Bank Umred 2-year FD interest rate?

As of 14 Nov 2026, Shrikrishna Co-operative Bank Ltd., Umred offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shrikrishna Bank Umred 3-year FD interest rate?

As of 14 Nov 2026, Shrikrishna Co-operative Bank Ltd., Umred offers 7.85% p.a. on a 3-year FD for general customers and 8.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shrikrishna Bank Umred 5-year FD interest rate?

As of 14 Nov 2026, Shrikrishna Co-operative Bank Ltd., Umred offers 7.85% p.a. on a 5-year FD for general customers and 8.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Shrikrishna Bank Umred?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shrikrishna Co-operative Bank Ltd., Umred, depending on the tenure.

See today's top senior citizen rates →

When did Shrikrishna Bank Umred last change its Fixed Deposit rates?

RateScan.in has recorded no change to Shrikrishna Co-operative Bank Ltd., Umred's fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Shrikrishna Bank Umred offer?

Shrikrishna Co-operative Bank Ltd., Umred's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days To 14 Days” to “Above 60 Months”.

Does Shrikrishna Bank Umred pay more than the Post Office Time Deposit?

Shrikrishna Co-operative Bank Ltd., Umred pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.85% (PO 7.10%), 5y 7.85% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Shrikrishna Bank Umred's 1-year FD rate rank?

Shrikrishna Co-operative Bank Ltd., Umred's 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Shrikrishna Bank Umred insured?

Deposits with Shrikrishna Co-operative Bank Ltd., Umred are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Shrikrishna Bank Umred rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Shrikrishna Bank Umred website before investing.

Rate movements →

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Good to know

  • Deposits with Shrikrishna Co-operative Bank Ltd., Umred are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Shrikrishna Bank Umred is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shrikrishna Bank Umred, depending on the tenure.

Informational only. Always confirm the current rate on the official Shrikrishna Bank Umred website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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