Rates verified from official source

Assam Co-operative Apex Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Assam Co-operative Apex Bank offers up to 6.75% p.a. on its fixed deposit (FD) (455 days) for general customers and 7.10% p.a. (455 days) for senior citizens. Rates below are as published by the bank — confirm with ACAB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 15 to 30 days: 3.90% 31 to 45 days: 3.95% 46 to 60 days: 4.20% 61 to 90 days: 4.30% 91 to 180 days: 4.75% 181 to 269 days: 4.90% 270 to 364 days: 5.90% 365 days to less than 455 days: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 455 days: 6.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 456 days to less than 3 years: 6.20% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.40% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and above: 6.10% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 15d1m2m2m3m6m9m1y455d456d3y5y 3.903.954.204.304.754.905.906.506.756.206.406.10 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 15 to 30 days: 3.90% (General: 3.90%) 31 to 45 days: 3.95% (General: 3.95%) 46 to 60 days: 4.20% (General: 4.20%) 61 to 90 days: 4.30% (General: 4.30%) 91 to 180 days: 4.75% (General: 4.75%) 181 to 269 days: 4.90% (General: 4.90%) 270 to 364 days: 5.90% (General: 5.90%) 365 days to less than 455 days: 6.75% (General: 6.50%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 455 days: 7.10% (General: 6.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 456 days to less than 3 years: 6.45% (General: 6.20%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.65% (General: 6.40%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and above: 6.35% (General: 6.10%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 15d1m2m2m3m6m9m1y455d456d3y5y 3.903.954.204.304.754.905.906.757.106.456.656.35 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 15 to 30 days: 3.90% (Senior: 3.90%) 31 to 45 days: 3.95% (Senior: 3.95%) 46 to 60 days: 4.20% (Senior: 4.20%) 61 to 90 days: 4.30% (Senior: 4.30%) 91 to 180 days: 4.75% (Senior: 4.75%) 181 to 269 days: 4.90% (Senior: 4.90%) 270 to 364 days: 5.90% (Senior: 5.90%) 365 days to less than 455 days: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 455 days: 7.10% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 456 days to less than 3 years: 6.45% (Senior: 6.45%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.65% (Senior: 6.65%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and above: 6.35% (Senior: 6.35%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 15d1m2m2m3m6m9m1y455d456d3y5y 3.903.954.204.304.754.905.906.757.106.456.656.35 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
15 to 30 days
3.90% 3.90% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
31 to 45 days
3.95% 3.95% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
46 to 60 days
4.20% 4.20% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
61 to 90 days
4.30% 4.30% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
91 to 180 days
4.75% 4.75% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
181 to 269 days
4.90% 4.90% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
270 to 364 days
5.90% 5.90% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
365 days to less than 455 days
6.50% 6.75% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
455 days
6.75% 7.10% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
456 days to less than 3 years
6.20% 6.45% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
3 years to less than 5 years
6.40% 6.65% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
5 years and above
6.10% 6.35% Any amount
10 Oct 2025
official
fetched 30 Sept 2026
✓ verified 5 Oct 2026
Source ↗

ACAB Fixed Deposit: frequently asked questions

What is the highest ACAB Fixed Deposit interest rate?

As of 5 Oct 2026, Assam Co-operative Apex Bank offers up to 6.75% p.a. on its fixed deposit (FD) (455 days) for general customers and 7.10% p.a. (455 days) for senior citizens. Rates below are as published by the bank — confirm with ACAB before investing.

What is the ACAB 1 year FD interest rate?

As of 5 Oct 2026, Assam Co-operative Apex Bank offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at ACAB?

Yes. Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Assam Co-operative Apex Bank, depending on the tenure.

Is my fixed deposit (FD) with ACAB insured?

Deposits with Assam Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these ACAB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 10 Oct 2025. Rates can change without notice, so verify on the official ACAB website before investing.

Good to know

Deposits with Assam Co-operative Apex Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official ACAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.