The ACE Co-operative Bank Ltd., Santacruz, Mumbai Fixed Deposit interest rates · November 2026
What will my FD earn at ACE Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
16 days to 90 days |
3.50% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 days to 180 days |
4.75% | 5.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 days to Less than 12 Months |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 12 Months to 24 Months |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
400 days 400-day deposit (simple interest) |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
24 months ACE Amrit Deposit (simple interest) |
8.50% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 9 Nov 2026 |
Above 24 Months to 36 Months |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 3 years to 5 years |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 5 Years |
6.25% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Compare ACE Co-op Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
ACE Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
2 years
6.50%Before you book
ACE Co-op Bank Fixed Deposit: frequently asked questions
What is the highest ACE Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The ACE Co-operative Bank Ltd., Santacruz, Mumbai offers up to 8.50% p.a. on its fixed deposit (FD) (24 months) for general customers. Rates below are as published by the bank. Confirm with ACE Co-op Bank before investing.
What is the ACE Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The ACE Co-operative Bank Ltd., Santacruz, Mumbai offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ACE Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The ACE Co-operative Bank Ltd., Santacruz, Mumbai offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at ACE Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The ACE Co-operative Bank Ltd., Santacruz, Mumbai, depending on the tenure.
When did ACE Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The ACE Co-operative Bank Ltd., Santacruz, Mumbai's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does ACE Co-op Bank offer?
The ACE Co-operative Bank Ltd., Santacruz, Mumbai's published fixed deposit (FD) rate table has 7 tenure bands, from “16 days to 90 days” to “Above 5 Years”.
Does ACE Co-op Bank have special fixed deposit (FD) schemes?
The ACE Co-operative Bank Ltd., Santacruz, Mumbai's rate table lists these named schemes (2): 400-day deposit (simple interest); ACE Amrit Deposit (simple interest). Check eligibility and end dates with the bank.
Does ACE Co-op Bank pay more than the Post Office Time Deposit?
The ACE Co-operative Bank Ltd., Santacruz, Mumbai pays more than the Post Office Time Deposit at 1 of 2 standard tenures compared (general rates). Rates: 3y 7.25% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with ACE Co-op Bank insured?
Deposits with The ACE Co-operative Bank Ltd., Santacruz, Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these ACE Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official ACE Co-op Bank website before investing.
More ACE Co-op Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare ACE Co-op Bank with similar banks
Next banks down at 2 years
Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
Good to know
- Deposits with The ACE Co-operative Bank Ltd., Santacruz, Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ACE Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at ACE Co-op Bank, depending on the tenure.
- ACE Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official ACE Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.