The Ojhar Merchants Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Ojhar Merchants Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 90 days |
4.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 days to 180 days |
5.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
100 days 100-day deposit |
6.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 days to 364 days |
5.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
365 days to 365 days |
6.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
366 days to 456 days |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
457 days to 1095 days |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1096 days to 1825 days |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1826 days and above |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Ojhar Merchants Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%Before you book
Ojhar Merchants Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Ojhar Merchants Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Ojhar Merchants Co-operative Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (457 days to 1095 days) for general customers and 8.00% p.a. (457 days to 1095 days) for senior citizens. Rates below are as published by the bank. Confirm with Ojhar Merchants Co-op Bank before investing.
What is the Ojhar Merchants Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Ojhar Merchants Co-operative Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ojhar Merchants Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Ojhar Merchants Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ojhar Merchants Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Ojhar Merchants Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Ojhar Merchants Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Ojhar Merchants Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Ojhar Merchants Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Ojhar Merchants Co-operative Bank Ltd., depending on the tenure.
When did Ojhar Merchants Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Ojhar Merchants Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Ojhar Merchants Co-op Bank offer?
The Ojhar Merchants Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 45 days” to “1826 days and above”.
Does Ojhar Merchants Co-op Bank have special fixed deposit (FD) schemes?
The Ojhar Merchants Co-operative Bank Ltd.'s rate table lists these named schemes (1): 100-day deposit. Check eligibility and end dates with the bank.
Does Ojhar Merchants Co-op Bank pay more than the Post Office Time Deposit?
The Ojhar Merchants Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Ojhar Merchants Co-op Bank's 1-year FD rate rank?
The Ojhar Merchants Co-operative Bank Ltd.'s 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Ojhar Merchants Co-op Bank insured?
Deposits with The Ojhar Merchants Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Ojhar Merchants Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Ojhar Merchants Co-op Bank website before investing.
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Good to know
- Deposits with The Ojhar Merchants Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ojhar Merchants Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ojhar Merchants Co-op Bank, depending on the tenure.
- Ojhar Merchants Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Ojhar Merchants Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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