The Citizen Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Citizen Co-op Bank, Bengaluru?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
31 days to 180 days |
5.50% | 5.50% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 days to 365 days |
6.50% | 6.50% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
13 Months to 2 Years |
8.00% | 8.50% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
2 Years to 3 Years |
7.50% | 8.00% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 3 Years |
7.25% | 7.75% | Any amount | 1 Jul 2025 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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Citizen Co-op Bank, Bengaluru FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Citizen Co-op Bank, Bengaluru Fixed Deposit: frequently asked questions
What is the highest Citizen Co-op Bank, Bengaluru Fixed Deposit interest rate?
As of 14 Nov 2026, The Citizen Co-operative Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (13 Months to 2 Years) for general customers and 8.50% p.a. (13 Months to 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with Citizen Co-op Bank, Bengaluru before investing.
What is the Citizen Co-op Bank, Bengaluru 1-year FD interest rate?
As of 14 Nov 2026, The Citizen Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Citizen Co-op Bank, Bengaluru 2-year FD interest rate?
As of 14 Nov 2026, The Citizen Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Citizen Co-op Bank, Bengaluru 3-year FD interest rate?
As of 14 Nov 2026, The Citizen Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Citizen Co-op Bank, Bengaluru 5-year FD interest rate?
As of 14 Nov 2026, The Citizen Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Citizen Co-op Bank, Bengaluru?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Citizen Co-operative Bank Ltd., depending on the tenure.
When did Citizen Co-op Bank, Bengaluru last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Citizen Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Citizen Co-op Bank, Bengaluru offer?
The Citizen Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “31 days to 180 days” to “Above 3 Years”.
Does Citizen Co-op Bank, Bengaluru pay more than the Post Office Time Deposit?
The Citizen Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Citizen Co-op Bank, Bengaluru's 1-year FD rate rank?
The Citizen Co-operative Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Citizen Co-op Bank, Bengaluru insured?
Deposits with The Citizen Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Citizen Co-op Bank, Bengaluru rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2025. Rates can change without notice, so verify on the official Citizen Co-op Bank, Bengaluru website before investing.
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Good to know
- Deposits with The Citizen Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Citizen Co-op Bank, Bengaluru is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Citizen Co-op Bank, Bengaluru, depending on the tenure.
Informational only. Always confirm the current rate on the official Citizen Co-op Bank, Bengaluru website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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