As of 5 Oct 2026, Bank of Baroda offers up to 6.75% p.a. on its fixed deposit (FD) (bob Golden Goal deposit Scheme (555 Days)) for general customers and 7.25% p.a. (bob Golden Goal deposit Scheme (555 Days)) for senior citizens. Rates below are as published by the bank — confirm with BoB before investing.
Estimate returns at BoB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 days to 14 days |
3.50% | 4.00% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 days to 45 days |
3.50% | 4.00% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 days to 90 days |
5.00% | 5.50% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 days to 180 days |
5.00% | 5.50% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 days to 210 days |
5.50% | 6.00% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
211 days to 270 days |
5.75% | 6.25% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
271 days & above and less than 1 year |
6.00% | 6.50% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.25% | 6.75% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 400 days |
6.25% | 6.75% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 400 days and upto 2 Years (except 444 and 555 Days) |
6.25% | 6.75% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
bob Square Drive Deposit Scheme (444 Days) bob Square Drive 444 days |
6.45% | 6.95% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
bob Golden Goal deposit Scheme (555 Days) bob Golden Goal 555 days |
6.75% | 7.25% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 Years and upto 3 Years |
6.25% | 6.75% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 Years and upto 5 Years |
6.30% | 6.90% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 Years and upto 10 Years |
6.00% | 7.00% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 10 years (MACAD only) |
5.50% | 6.00% | Below ₹3 crore (retail) | 12 Jun 2026 |
official fetched 24 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Bank of Baroda offers up to 6.75% p.a. on its fixed deposit (FD) (bob Golden Goal deposit Scheme (555 Days)) for general customers and 7.25% p.a. (bob Golden Goal deposit Scheme (555 Days)) for senior citizens. Rates below are as published by the bank — confirm with BoB before investing.
As of 5 Oct 2026, Bank of Baroda offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Bank of Baroda, depending on the tenure.
Deposits with Bank of Baroda are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 12 Jun 2026. Rates can change without notice, so verify on the official BoB website before investing.
See BoB FD rates side by side against India's top banks.
Deposits with Bank of Baroda are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official BoB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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