As of 5 Oct 2026, Indian Bank offers up to 7.55% p.a. on its fixed deposit (FD) (46 days to 90 days) for general customers. Rates below are as published by the bank — confirm with Indian before investing.
Estimate returns at Indian (quarterly compounding)
Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Super Sr. | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|---|
7 days to 14 days |
2.80% | 3.30% | 3.55% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 days to 14 days |
7.50% | 3.30% | 3.55% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 days to 29 days |
2.80% | 3.30% | 3.55% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 days to 29 days |
7.50% | 3.30% | 3.55% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 days to 45 days |
3.00% | 3.50% | 3.75% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 days to 45 days |
7.50% | 3.50% | 3.75% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 days to 90 days |
3.25% | 3.75% | 4.00% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 days to 90 days |
7.50% | 3.75% | 4.00% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 days to 90 days Non-Callable |
7.55% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 days to 120 days |
3.50% | 4.00% | 4.25% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 days to 120 days |
7.50% | 4.00% | 4.25% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 days to 120 days Non-Callable |
7.55% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 days to 180 days |
3.85% | 4.35% | 4.60% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 days to 180 days |
5.25% | 4.35% | 4.60% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 days to 180 days Non-Callable |
5.30% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 days to less than 9 months |
4.50% | 5.00% | 5.25% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 days to less than 9 months |
7.50% | 5.00% | 5.25% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 days to less than 9 months Non-Callable |
7.55% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
9 months to less than 300 days |
4.75% | 5.25% | 5.50% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
9 months to less than 1 year |
7.50% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
9 months to less than 1 year Non-Callable |
7.55% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
IND Supreme 2.0 (300 days) IND Supreme 2.0 |
6.20% | 6.70% | 6.95% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
301 days to less than 1 year |
4.75% | 5.25% | 5.50% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.10% | 6.60% | 6.85% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
7.50% | 6.60% | 6.85% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year Non-Callable |
7.55% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to less than 500 days |
6.20% | 6.70% | 6.95% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to less than 2 years |
7.50% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to less than 2 years Non-Callable |
7.55% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Ind Green (500 days) IND GREEN |
6.40% | 6.90% | 7.15% | Below ₹3 crore | 5 Jun 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
501 days to less than 555 days |
6.20% | 6.70% | 6.95% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Ind Grow (555 days) IND GROW |
6.65% | 7.15% | 7.40% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
556 days to less than 2 years |
6.20% | 6.70% | 6.95% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 777 days |
6.15% | 6.65% | 6.90% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 3 years |
5.50% | — | — | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Ind Prosper (777 days) IND PROSPER |
6.60% | 7.10% | 7.35% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
778 days to less than 3 years |
6.15% | 6.65% | 6.90% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
6.05% | 6.55% | 6.80% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
5.50% | 6.55% | 6.80% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 year |
6.00% | 6.50% | 6.75% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 year |
5.50% | 6.50% | 6.75% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years |
6.00% | 6.50% | 6.75% | Below ₹3 crore | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years |
5.50% | 6.50% | 6.75% | ₹3 crore and above | 4 Aug 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Indian Bank offers up to 7.55% p.a. on its fixed deposit (FD) (46 days to 90 days) for general customers. Rates below are as published by the bank — confirm with Indian before investing.
As of 5 Oct 2026, Indian Bank offers 7.55% p.a. on a 1-year FD for general customers and 6.60% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 1.05% p.a. more than general customers at Indian Bank, depending on the tenure.
Deposits with Indian Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 4 Aug 2026. Rates can change without notice, so verify on the official Indian website before investing.
Deposits with Indian Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Indian website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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