Rates verified from official source

Standard Chartered India Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Standard Chartered India offers up to 6.60% p.a. on its fixed deposit (FD) (1yr - 376days*) for general customers and 7.10% p.a. (1yr - 376days*) for senior citizens. Rates below are as published by the bank — confirm with StanChart before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7-9 days: 4.00% 10-14 days: 3.00% 15 -17days: 3.00% 18-20days: 3.00% 21-23days: 3.00% 24-26 days: 3.00% 27-29days: 3.00% 30-32 days: 3.35% 33-35 days: 3.35% 36-38 days: 3.35% 39-41 days: 3.35% 42-44 days: 3.35% 45 -47 days: 3.35% 48-50 days: 3.35% 51-53 days: 3.35% 54-56 days: 3.35% 57-59 days: 3.35% 60-74 days: 3.60% 75-85 days: 3.60% 86 -104 days: 4.75% 105-120 days: 4.75% 121 -149 days: 4.75% 150-164 days: 4.75% 165-180 days: 4.75% 181-210 days: 5.75% 211-226 days: 5.75% 227 - 269 days: 5.75% 270 days-345 days: 5.75% 346 days-364 days: 5.75% 1yr - 376days*: 6.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 377 -379 days: 3.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 380 - 390 days: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 391 days < 18 Months: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 21M < 2 Yrs: 6.50% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 2 Yrs < 3 Yrs: 6.50% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 Yrs < 4 Yrs: 6.50% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 4 Yrs < 5Yrs: 6.50% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5Yrs: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d10d15d18d21d24d27d1m1m1m1m1m2m2m2m2m2m2m3m3m4m4m5m6m6m7m8m9m12m1y377d380d391d2y2y3y4y5y General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

2%3%4%5%6%7% 7-9 days: 3.00% (General: 2.75%) 10-14 days: 3.00% (General: 2.75%) 15 -17days: 3.00% (General: 2.75%) 18-20days: 3.00% (General: 2.75%) 21-23days: 3.00% (General: 2.75%) 24-26 days: 3.00% (General: 2.75%) 27-29days: 3.00% (General: 2.75%) 30-32 days: 3.35% (General: 2.75%) 33-35 days: 3.35% (General: 2.75%) 36-38 days: 3.35% (General: 2.75%) 39-41 days: 3.35% (General: 2.75%) 42-44 days: 3.35% (General: 2.75%) 45 -47 days: 3.35% (General: 3.25%) 48-50 days: 3.35% (General: 3.25%) 51-53 days: 3.35% (General: 3.25%) 54-56 days: 3.35% (General: 3.25%) 57-59 days: 3.35% (General: 3.25%) 60-74 days: 3.60% (General: 3.50%) 75-85 days: 3.60% (General: 3.50%) 86 -104 days: 4.75% (General: 4.75%) 105-120 days: 4.75% (General: 4.75%) 121 -149 days: 4.75% (General: 4.75%) 150-164 days: 4.75% (General: 4.75%) 165-180 days: 4.75% (General: 4.75%) 181-210 days: 5.75% (General: 5.75%) 211-226 days: 5.75% (General: 5.75%) 227 - 269 days: 5.75% (General: 5.75%) 270 days-345 days: 5.75% (General: 5.75%) 346 days-364 days: 5.75% (General: 5.75%) 1yr - 376days*: 7.10% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 377 -379 days: 4.25% (General: 3.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 380 - 390 days: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 391 days < 18 Months: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 21M < 2 Yrs: 7.00% (General: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 2 Yrs < 3 Yrs: 7.00% (General: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 Yrs < 4 Yrs: 7.00% (General: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 4 Yrs < 5Yrs: 7.00% (General: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5Yrs: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d10d15d18d21d24d27d1m1m1m1m1m2m2m2m2m2m2m3m3m4m4m5m6m6m7m8m9m12m1y377d380d391d2y2y3y4y5y Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

2%3%4%5%6%7% 7-9 days: 3.00% (Senior: 2.75%) 10-14 days: 3.00% (Senior: 2.75%) 15 -17days: 3.00% (Senior: 2.75%) 18-20days: 3.00% (Senior: 2.75%) 21-23days: 3.00% (Senior: 2.75%) 24-26 days: 3.00% (Senior: 2.75%) 27-29days: 3.00% (Senior: 2.75%) 30-32 days: 3.35% (Senior: 2.75%) 33-35 days: 3.35% (Senior: 2.75%) 36-38 days: 3.35% (Senior: 2.75%) 39-41 days: 3.35% (Senior: 2.75%) 42-44 days: 3.35% (Senior: 2.75%) 45 -47 days: 3.35% (Senior: 3.25%) 48-50 days: 3.35% (Senior: 3.25%) 51-53 days: 3.35% (Senior: 3.25%) 54-56 days: 3.35% (Senior: 3.25%) 57-59 days: 3.35% (Senior: 3.25%) 60-74 days: 3.60% (Senior: 3.50%) 75-85 days: 3.60% (Senior: 3.50%) 86 -104 days: 4.75% (Senior: 4.75%) 105-120 days: 4.75% (Senior: 4.75%) 121 -149 days: 4.75% (Senior: 4.75%) 150-164 days: 4.75% (Senior: 4.75%) 165-180 days: 4.75% (Senior: 4.75%) 181-210 days: 5.75% (Senior: 5.75%) 211-226 days: 5.75% (Senior: 5.75%) 227 - 269 days: 5.75% (Senior: 5.75%) 270 days-345 days: 5.75% (Senior: 5.75%) 346 days-364 days: 5.75% (Senior: 5.75%) 1yr - 376days*: 7.10% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 377 -379 days: 4.25% (Senior: 4.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 380 - 390 days: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 391 days < 18 Months: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 21M < 2 Yrs: 7.00% (Senior: 7.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 2 Yrs < 3 Yrs: 7.00% (Senior: 7.00%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 Yrs < 4 Yrs: 7.00% (Senior: 7.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 4 Yrs < 5Yrs: 7.00% (Senior: 7.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5Yrs: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d10d15d18d21d24d27d1m1m1m1m1m2m2m2m2m2m2m3m3m4m4m5m6m6m7m8m9m12m1y377d380d391d2y2y3y4y5y Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7-9 days
 2.75% 2.75% Below ₹3 crore (retail)
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7-9 days
 4.00% 2.75% Below ₹3 crore (retail)
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10-14 days
 2.75% 2.75% Below ₹3 crore (retail)
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10-14 days
 3.00% 2.75% Below ₹3 crore (retail)
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15 -17days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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15 -17days
 3.00% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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18-20days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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18-20days
 3.00% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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21-23days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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21-23days
 3.00% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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24-26 days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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24-26 days
 3.00% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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27-29days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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27-29days
 3.00% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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30-32 days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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30-32 days
 3.35% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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33-35 days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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33-35 days
 3.35% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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36-38 days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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36-38 days
 3.35% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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39-41 days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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39-41 days
 3.35% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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42-44 days
 2.75% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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42-44 days
 3.35% 2.75% Below ₹3 crore (retail)
8 Mar 2022
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45 -47 days
 3.25% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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45 -47 days
 3.35% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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48-50 days
 3.25% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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48-50 days
 3.35% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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51-53 days
 3.25% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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51-53 days
 3.35% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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54-56 days
 3.25% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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54-56 days
 3.35% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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57-59 days
 3.25% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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57-59 days
 3.35% 3.25% Below ₹3 crore (retail)
8 Mar 2022
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60-74 days
 3.50% 3.50% Below ₹3 crore (retail)
8 Mar 2022
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60-74 days
 3.60% 3.50% Below ₹3 crore (retail)
8 Mar 2022
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75-85 days
 3.50% 3.50% Below ₹3 crore (retail)
8 Mar 2022
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75-85 days
 3.60% 3.50% Below ₹3 crore (retail)
8 Mar 2022
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86 -104 days
 4.75% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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86 -104 days
 4.30% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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86 -104 days
 4.40% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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105-120 days
 4.75% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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105-120 days
 4.30% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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105-120 days
 4.40% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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121 -149 days
 4.75% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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121 -149 days
 4.30% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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121 -149 days
 4.40% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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150-164 days
 4.75% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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150-164 days
 4.30% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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150-164 days
 4.40% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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165-180 days
 4.75% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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165-180 days
 4.30% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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165-180 days
 4.40% 4.75% Below ₹3 crore (retail)
8 Mar 2022
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181-210 days
 5.75% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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181-210 days
 4.30% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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181-210 days
 4.40% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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211-226 days
 5.75% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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211-226 days
 4.30% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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211-226 days
 4.40% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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227 - 269 days
 5.75% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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227 - 269 days
 4.30% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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227 - 269 days
 4.40% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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270 days-345 days
 5.75% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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270 days-345 days
 4.30% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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270-345 days
 4.40% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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346 days-364 days
 5.75% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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346 days-364 days
 4.30% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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346 days-364 days
 4.40% 5.75% Below ₹3 crore (retail)
8 Mar 2022
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1yr - 376days*
 6.60% 7.10% Below ₹3 crore (retail)
8 Mar 2022
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1yr - 376days*
 4.30% 7.10% Below ₹3 crore (retail)
8 Mar 2022
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1yr - 376days
 4.40% 7.10% Below ₹3 crore (retail)
8 Mar 2022
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377 -379 days
 3.75% 4.25% Below ₹3 crore (retail)
8 Mar 2022
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377 -379 days
 3.75% 4.25% Below ₹3 crore (retail)
8 Mar 2022
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380 - 390 days
 6.50% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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380 - 390 days
 4.30% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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391 days < 18 Months
 6.50% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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391 days < 18 Months
 4.30% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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21M < 2 Yrs
 6.50% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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2 Yrs < 3 Yrs
 6.50% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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21M < 2 Yrs
 4.30% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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2 Yrs < 3 Yrs
 4.30% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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3 Yrs < 4 Yrs
 6.50% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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3 Yrs < 4 Yrs
 4.30% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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4 Yrs < 5Yrs
 6.50% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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4 Yrs < 5Yrs
 4.30% 7.00% Below ₹3 crore (retail)
8 Mar 2022
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5Yrs
 6.25% 6.75% Below ₹3 crore (retail)
8 Mar 2022
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5Yrs
 4.30% 6.75% Below ₹3 crore (retail)
8 Mar 2022
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Source ↗

StanChart Fixed Deposit: frequently asked questions

What is the highest StanChart Fixed Deposit interest rate?

As of 5 Oct 2026, Standard Chartered India offers up to 6.60% p.a. on its fixed deposit (FD) (1yr - 376days*) for general customers and 7.10% p.a. (1yr - 376days*) for senior citizens. Rates below are as published by the bank — confirm with StanChart before investing.

What is the StanChart 1 year FD interest rate?

As of 5 Oct 2026, Standard Chartered India offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at StanChart?

Yes. Senior citizens (60+) earn up to 2.80% p.a. more than general customers at Standard Chartered India, depending on the tenure.

Is my fixed deposit (FD) with StanChart insured?

Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these StanChart rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 8 Mar 2022. Rates can change without notice, so verify on the official StanChart website before investing.

More StanChart rates

StanChart overviewStanChart Recurring Deposit ratesStanChart NRE FD ratesStanChart FCNR(B) rates

Fixed Deposit rates at other banks

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Good to know

Deposits with Standard Chartered India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 8 Mar 2022 · Ingested 20 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official StanChart website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.