Rates verified from official source

The Koylanchal Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Koylanchal Urban Bank's best Fixed Deposit rate is 7.50% (2 years to below 3 years), 2.00 points below the best on the market (9.50%).

  • Seniors: up to 8.00% (2 years to below 3 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Koylanchal Urban Bank?

Estimated value after 1 year · before tax ₹5,37,248 7.25% p.a. · ₹37,248 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 45 days
3.25% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
46 days
to 90 days
4.75% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
91 days to
179 days
5.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
180 days to
below 1 year
6.50% – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
1 year to
below 2 years
7.25% 7.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
2 years to
below 3 years
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
3 years to
10 years
2 slabs at this rate
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026

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Koylanchal Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.25%
  • The page prints no effective date
Before you book

Koylanchal Urban Bank Fixed Deposit: frequently asked questions

What is the highest Koylanchal Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Koylanchal Urban Co-operative Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (2 years to below 3 years) for general customers and 8.00% p.a. (2 years to below 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Koylanchal Urban Bank before investing.

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What is the Koylanchal Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Koylanchal Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Koylanchal Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Koylanchal Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Koylanchal Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Koylanchal Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Koylanchal Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Koylanchal Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Koylanchal Urban Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Koylanchal Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Koylanchal Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Koylanchal Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Koylanchal Urban Bank offer?

The Koylanchal Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 45 days” to “5 years to 10 years”.

Does Koylanchal Urban Bank pay more than the Post Office Time Deposit?

The Koylanchal Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Koylanchal Urban Bank's 1-year FD rate rank?

The Koylanchal Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Koylanchal Urban Bank insured?

Deposits with The Koylanchal Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Koylanchal Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Koylanchal Urban Bank website before investing.

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Good to know

  • Deposits with The Koylanchal Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Koylanchal Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Koylanchal Urban Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Koylanchal Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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