The Salem District Central Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Salem DCC Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 90 Days 3 slabs at this rate |
4.00% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 Days to 180 Days |
4.25% | 4.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 Days to 364 Days |
5.25% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
12 Months to 24 Months |
7.25% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
444 days 444-day deposit |
8.00% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
Above 24 Months |
7.00% | 7.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Salem DCC Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%Before you book
Salem DCC Bank Fixed Deposit: frequently asked questions
What is the highest Salem DCC Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Salem District Central Co-operative Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (444 days) for general customers. Rates below are as published by the bank. Confirm with Salem DCC Bank before investing.
What is the Salem DCC Bank 1-year FD interest rate?
As of 14 Nov 2026, The Salem District Central Co-operative Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Salem DCC Bank 2-year FD interest rate?
As of 14 Nov 2026, The Salem District Central Co-operative Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Salem DCC Bank 3-year FD interest rate?
As of 14 Nov 2026, The Salem District Central Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Salem DCC Bank 5-year FD interest rate?
As of 14 Nov 2026, The Salem District Central Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Salem DCC Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Salem District Central Co-operative Bank Ltd., depending on the tenure.
When did Salem DCC Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Salem District Central Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Salem DCC Bank offer?
The Salem District Central Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 14 Days” to “Above 24 Months”.
Does Salem DCC Bank have special fixed deposit (FD) schemes?
The Salem District Central Co-operative Bank Ltd.'s rate table lists these named schemes (1): 444-day deposit. Check eligibility and end dates with the bank.
Does Salem DCC Bank pay more than the Post Office Time Deposit?
The Salem District Central Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Salem DCC Bank's 1-year FD rate rank?
The Salem District Central Co-operative Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Salem DCC Bank insured?
Deposits with The Salem District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Salem DCC Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Salem DCC Bank website before investing.
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Good to know
- Deposits with The Salem District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Salem DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Salem DCC Bank, depending on the tenure.
- Salem DCC Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Salem DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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