Mahanagar Nagrik Sahakari Bank Maryadit Fixed Deposit interest rates · November 2026
What will my FD earn at Mahanagar Nagrik Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 90 days |
4.50% | 4.50% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 days to 180 days |
4.75% | 4.75% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 days to 365 days |
5.25% | 5.25% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
364 days Special deposit scheme (364 days, simple interest) |
7.25% | 7.75% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 1 year to 2 years |
6.75% | 7.25% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 2 years to 3 years |
7.00% | 7.50% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 3 years to 5 years |
7.25% | 7.75% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
above 5 years |
7.35% | 7.85% | Any amount | 1 Sept 2024 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Mahanagar Nagrik Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.25%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the 364-day special deposit is listed as a named special offer; the Senior Citizen Savings Scheme and the staff / society / bulk additions are not ingested
Before you book
Mahanagar Nagrik Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Mahanagar Nagrik Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Mahanagar Nagrik Sahakari Bank Maryadit offers up to 7.35% p.a. on its fixed deposit (FD) (above 5 years) for general customers and 7.85% p.a. (above 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Mahanagar Nagrik Sahakari Bank before investing.
What is the Mahanagar Nagrik Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Mahanagar Nagrik Sahakari Bank Maryadit offers 5.25% p.a. on a 1-year FD for general customers and 5.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahanagar Nagrik Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Mahanagar Nagrik Sahakari Bank Maryadit offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahanagar Nagrik Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Mahanagar Nagrik Sahakari Bank Maryadit offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahanagar Nagrik Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Mahanagar Nagrik Sahakari Bank Maryadit offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mahanagar Nagrik Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mahanagar Nagrik Sahakari Bank Maryadit, depending on the tenure.
When did Mahanagar Nagrik Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Mahanagar Nagrik Sahakari Bank Maryadit's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Mahanagar Nagrik Sahakari Bank offer?
Mahanagar Nagrik Sahakari Bank Maryadit's published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 90 days” to “above 5 years”.
Does Mahanagar Nagrik Sahakari Bank have special fixed deposit (FD) schemes?
Mahanagar Nagrik Sahakari Bank Maryadit's rate table lists these named schemes (1): Special deposit scheme (364 days, simple interest). Check eligibility and end dates with the bank.
Does Mahanagar Nagrik Sahakari Bank pay more than the Post Office Time Deposit?
Mahanagar Nagrik Sahakari Bank Maryadit pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mahanagar Nagrik Sahakari Bank's 1-year FD rate rank?
Mahanagar Nagrik Sahakari Bank Maryadit's 1-year general FD rate of 5.25% ranks #977 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Mahanagar Nagrik Sahakari Bank insured?
Deposits with Mahanagar Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mahanagar Nagrik Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2024. Rates can change without notice, so verify on the official Mahanagar Nagrik Sahakari Bank website before investing.
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Good to know
- Deposits with Mahanagar Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mahanagar Nagrik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mahanagar Nagrik Sahakari Bank, depending on the tenure.
- Mahanagar Nagrik Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Mahanagar Nagrik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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