Rates verified from official source

The Pandharpur Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Pandharpur Urban Co-op Bank's best Fixed Deposit rate is 7.25% (2 years to 3 years), 2.25 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (2 years to 3 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Pandharpur Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 Days To 30 Days
3.05% 3.55% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
1 Month to
6 Months
4.90% 5.40% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
6 Months
To 7 Months
5.65% 6.15% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
7 Months
To 1 Year
5.90% 6.40% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
1 years
to 2 years
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
2 years
to 3 years
7.25% 7.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
3 years
to 5 years
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
5 years and above
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Pandharpur Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
Before you book

Pandharpur Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Pandharpur Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Pandharpur Urban Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (2 years to 3 years) for general customers and 7.75% p.a. (2 years to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Pandharpur Urban Co-op Bank before investing.

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What is the Pandharpur Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Pandharpur Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pandharpur Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Pandharpur Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pandharpur Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Pandharpur Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pandharpur Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Pandharpur Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Pandharpur Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Pandharpur Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Pandharpur Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Pandharpur Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

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What fixed deposit (FD) tenures does Pandharpur Urban Co-op Bank offer?

The Pandharpur Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days To 30 Days” to “5 years and above”.

Does Pandharpur Urban Co-op Bank pay more than the Post Office Time Deposit?

The Pandharpur Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Pandharpur Urban Co-op Bank's 1-year FD rate rank?

The Pandharpur Urban Co-operative Bank Ltd.'s 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Pandharpur Urban Co-op Bank insured?

Deposits with The Pandharpur Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Pandharpur Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Pandharpur Urban Co-op Bank website before investing.

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Good to know

  • Deposits with The Pandharpur Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Pandharpur Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Pandharpur Urban Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Pandharpur Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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