Rates verified from official source

Pachhapur Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Pachhapur Urban Bank's best Fixed Deposit rate is 8.25% (5 years), 1.75 points below the best on the market (10.00%).

  • Seniors: up to 8.75% (5 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Pachhapur Urban Bank?

Estimated value after 1 year · before tax ₹5,38,568 7.50% p.a. · ₹38,568 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
46 Days
to 90 Days
5.00% 5.50% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
91 Days to
180 Days
6.00% 6.50% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
181 Days
to 360 Days
7.00% 7.50% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
361 Days
to 730 Days
7.50% 8.00% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
731 Days
to 821 Days
7.75% 8.25% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
27 months
Kalpataru Deposit
8.00% 8.50% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026
5 years
Special 5 Year Deposit
8.25% 8.75% Any amount
1 Apr 2024
✓ verified 13 Nov 2026
official
fetched 9 Nov 2026

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Pachhapur Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.50%
Before you book

Pachhapur Urban Bank Fixed Deposit: frequently asked questions

What is the highest Pachhapur Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Pachhapur Urban Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (5 years) for general customers and 8.75% p.a. (5 years) for senior citizens. Rates below are as published by the bank. Confirm with Pachhapur Urban Bank before investing.

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What is the Pachhapur Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, Pachhapur Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 1-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pachhapur Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, Pachhapur Urban Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pachhapur Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, Pachhapur Urban Co-operative Bank Ltd. offers 8.25% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Pachhapur Urban Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Pachhapur Urban Co-operative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Pachhapur Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Pachhapur Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Pachhapur Urban Bank offer?

Pachhapur Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “46 Days to 90 Days” to “731 Days to 821 Days”.

Does Pachhapur Urban Bank have special fixed deposit (FD) schemes?

Pachhapur Urban Co-operative Bank Ltd.'s rate table lists these named schemes (2): Kalpataru Deposit; Special 5 Year Deposit. Check eligibility and end dates with the bank.

Does Pachhapur Urban Bank pay more than the Post Office Time Deposit?

Pachhapur Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 3 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.50% (PO 7.00%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Pachhapur Urban Bank's 1-year FD rate rank?

Pachhapur Urban Co-operative Bank Ltd.'s 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Pachhapur Urban Bank insured?

Deposits with Pachhapur Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Pachhapur Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2024. Rates can change without notice, so verify on the official Pachhapur Urban Bank website before investing.

Rate movements →

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Good to know

  • Deposits with Pachhapur Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Pachhapur Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Pachhapur Urban Bank, depending on the tenure.
  • Pachhapur Urban Bank's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Pachhapur Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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