Compare savings account interest rates across India's banks.
Ranked across India's banks · Dataset refreshed 26 Sept 2026
| # | Bank | Rate | Applies to |
|---|---|---|---|
| 1 | Fino Payments Bank
Fino |
4.50% | Any tenure |
| 2 | Jana Small Finance Bank
Jana |
4.50% | Any tenure |
| 3 | IndusInd Bank
IndusInd |
4.00% | Any tenure |
| 4 | Post Office Savings Schemes
POSS |
4.00% | Any tenure |
| 5 | Tamil Nadu Grama Bank
TNGB |
4.00% | Any tenure |
| 6 | Kerala Gramin Bank
KerGB |
2.80% | Any tenure |
| 7 | Bank of Baroda
BoB |
2.75% | Any tenure |
| 8 | Bank of India
BoI |
2.75% | Any tenure |
| 9 | Bank of Maharashtra
Maharashtra |
2.75% | Any tenure |
| 10 | Indian Overseas Bank
IOB |
2.75% | Any tenure |
| 11 | Manipur Rural Bank
ManRB |
2.75% | Any tenure |
| 12 | South Indian Bank
South Indian |
2.75% | Any tenure |
| 13 | State Bank of India
SBI |
2.75% | Any tenure |
| 14 | Canara Bank
Canara |
2.70% | Any tenure |
| 15 | Madhya Pradesh Gramin Bank
MPGB |
2.70% | Any tenure |
| 16 | Meghalaya Rural Bank
MegRB |
2.70% | Any tenure |
| 17 | Nagaland Rural Bank
NagRB |
2.70% | Any tenure |
| 18 | Jharkhand Rajya Gramin Bank
JRGB |
2.65% | Any tenure |
| 19 | Nainital Bank
Nainital |
2.65% | Any tenure |
| 20 | Arunachal Pradesh Rural Bank
APRB |
2.50% | Any tenure |
| 21 | Assam Gramin Vikash Bank
AGVB |
2.50% | Any tenure |
| 22 | Axis Bank
Axis |
2.50% | Any tenure |
| 23 | Central Bank of India
Central |
2.50% | Any tenure |
| 24 | Haryana Gramin Bank
HGB |
2.50% | Any tenure |
| 25 | Indian Bank
Indian |
2.50% | Any tenure |
| 26 | Jammu and Kashmir Grameen Bank
JKGB |
2.50% | Any tenure |
| 27 | Kotak Mahindra Bank
Kotak |
2.50% | Any tenure |
| 28 | Punjab National Bank
PNB |
2.50% | Any tenure |
| 29 | Rajasthan Gramin Bank
RGB |
2.50% | Any tenure |
| 30 | UCO Bank
UCO |
2.50% | Any tenure |
| 31 | Union Bank of India
Union |
2.50% | Any tenure |
| 32 | West Bengal Gramin Bank
WBGB |
2.50% | Any tenure |
| 33 | Mizoram Rural Bank
MizRB |
2.30% | Any tenure |
| 34 | Punjab & Sind Bank
P&S |
2.20% | Any tenure |
| 35 | Odisha Grameen Bank
OGB |
2.05% | Any tenure |
Rates are compiled across India's banks and refreshed daily; 65 banks are scraped directly from their official sites, the rest from aggregated sources. Bank deposits are DICGC-insured up to ₹5 lakh; Post Office savings schemes carry a sovereign guarantee (Government of India). Verify on the bank's site before investing.
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