Dataset refreshed 26 Sept 2026

Best Savings Account rates

Compare savings account interest rates across India's banks.

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Best Savings Account rates

Ranked across India's banks · Dataset refreshed 26 Sept 2026

#BankRateApplies to
1 Fino Payments Bank
Fino
4.50% Any tenure
2 Jana Small Finance Bank
Jana
4.50% Any tenure
3 IndusInd Bank
IndusInd
4.00% Any tenure
4 Post Office Savings Schemes
POSS
4.00% Any tenure
5 Tamil Nadu Grama Bank
TNGB
4.00% Any tenure
6 Kerala Gramin Bank
KerGB
2.80% Any tenure
7 Bank of Baroda
BoB
2.75% Any tenure
8 Bank of India
BoI
2.75% Any tenure
9 Bank of Maharashtra
Maharashtra
2.75% Any tenure
10 Indian Overseas Bank
IOB
2.75% Any tenure
11 Manipur Rural Bank
ManRB
2.75% Any tenure
12 South Indian Bank
South Indian
2.75% Any tenure
13 State Bank of India
SBI
2.75% Any tenure
14 Canara Bank
Canara
2.70% Any tenure
15 Madhya Pradesh Gramin Bank
MPGB
2.70% Any tenure
16 Meghalaya Rural Bank
MegRB
2.70% Any tenure
17 Nagaland Rural Bank
NagRB
2.70% Any tenure
18 Jharkhand Rajya Gramin Bank
JRGB
2.65% Any tenure
19 Nainital Bank
Nainital
2.65% Any tenure
20 Arunachal Pradesh Rural Bank
APRB
2.50% Any tenure
21 Assam Gramin Vikash Bank
AGVB
2.50% Any tenure
22 Axis Bank
Axis
2.50% Any tenure
23 Central Bank of India
Central
2.50% Any tenure
24 Haryana Gramin Bank
HGB
2.50% Any tenure
25 Indian Bank
Indian
2.50% Any tenure
26 Jammu and Kashmir Grameen Bank
JKGB
2.50% Any tenure
27 Kotak Mahindra Bank
Kotak
2.50% Any tenure
28 Punjab National Bank
PNB
2.50% Any tenure
29 Rajasthan Gramin Bank
RGB
2.50% Any tenure
30 UCO Bank
UCO
2.50% Any tenure
31 Union Bank of India
Union
2.50% Any tenure
32 West Bengal Gramin Bank
WBGB
2.50% Any tenure
33 Mizoram Rural Bank
MizRB
2.30% Any tenure
34 Punjab & Sind Bank
P&S
2.20% Any tenure
35 Odisha Grameen Bank
OGB
2.05% Any tenure

About these rates

Rates are compiled across India's banks and refreshed daily; 65 banks are scraped directly from their official sites, the rest from aggregated sources. Bank deposits are DICGC-insured up to ₹5 lakh; Post Office savings schemes carry a sovereign guarantee (Government of India). Verify on the bank's site before investing.

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