As of 5 Oct 2026, Uttar Pradesh State Co-operative Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 to 2 years) for general customers and 7.00% p.a. (1 to 2 years) for senior citizens. Rates below are as published by the bank — confirm with UP State Cooperative Bank before investing.
Estimate returns at UP State Cooperative Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
3.00% | — | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
2.75% | — | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
3.00% | — | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 45 days |
3.00% | — | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.50% | — | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.00% | — | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.50% | — | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
5.20% | — | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 days to under 1 year |
5.50% | — | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 days to under 1 year |
5.50% | — | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 to 2 years |
6.40% | 6.90% | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 to 2 years |
6.50% | 6.90% | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 to 3 years |
6.30% | 6.80% | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 to 3 years |
6.40% | 6.80% | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
6.30% | 6.80% | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
6.40% | 6.80% | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 to 10 years |
6.20% | 6.70% | Below ₹3 crore | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 to 10 years |
6.30% | 6.70% | ₹3 crore and above | 1 Sept 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Uttar Pradesh State Co-operative Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 to 2 years) for general customers and 7.00% p.a. (1 to 2 years) for senior citizens. Rates below are as published by the bank — confirm with UP State Cooperative Bank before investing.
As of 5 Oct 2026, Uttar Pradesh State Co-operative Bank offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Uttar Pradesh State Co-operative Bank, depending on the tenure.
Deposits with Uttar Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Sept 2025. Rates can change without notice, so verify on the official UP State Cooperative Bank website before investing.
Deposits with Uttar Pradesh State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official UP State Cooperative Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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