Rates verified from official source

West Bengal Gramin Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, West Bengal Gramin Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year to 399 days) for general customers and 7.50% p.a. (1 year to 399 days) for senior citizens. Rates below are as published by the bank — confirm with WBGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 14 days: 3.10% 15 days to 29 days: 3.10% 30 days to 45 days: 3.10% 46 days to 90 days: 4.60% 91 days to 179 days: 4.60% 180 days to 270 days: 5.60% 271 days to less than 1 year: 5.60% 1 year to 399 days: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 400 days: 6.90% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 401 days to 2 years: 6.35% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years 1 day to 3 years: 6.35% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years 1 day to 5 years: 6.10% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years 1 day to 10 years: 6.10% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m9m1y400d401d731d1096d1826d 3.103.103.104.604.605.605.607.006.906.356.356.106.10 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 days to 14 days: 3.10% (General: 3.00%) 15 days to 29 days: 3.10% (General: 3.00%) 30 days to 45 days: 3.10% (General: 3.00%) 46 days to 90 days: 4.60% (General: 4.50%) 91 days to 179 days: 4.60% (General: 4.50%) 180 days to 270 days: 5.60% (General: 5.50%) 271 days to less than 1 year: 5.60% (General: 5.50%) 1 year to 399 days: 7.50% (General: 6.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 400 days: 7.40% (General: 6.80%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 401 days to 2 years: 6.85% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years 1 day to 3 years: 6.85% (General: 6.25%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years 1 day to 5 years: 6.60% (General: 6.00%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years 1 day to 10 years: 6.60% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m9m1y400d401d731d1096d1826d 3.103.103.104.604.605.605.607.507.406.856.856.606.60 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 days to 14 days: 3.10% (Senior: 3.00%) 15 days to 29 days: 3.10% (Senior: 3.00%) 30 days to 45 days: 3.10% (Senior: 3.00%) 46 days to 90 days: 4.60% (Senior: 4.50%) 91 days to 179 days: 4.60% (Senior: 4.50%) 180 days to 270 days: 5.60% (Senior: 5.50%) 271 days to less than 1 year: 5.60% (Senior: 5.50%) 1 year to 399 days: 7.50% (Senior: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 400 days: 7.40% (Senior: 7.30%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 401 days to 2 years: 6.85% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years 1 day to 3 years: 6.85% (Senior: 6.75%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years 1 day to 5 years: 6.60% (Senior: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years 1 day to 10 years: 6.60% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m9m1y400d401d731d1096d1826d 3.103.103.104.604.605.605.607.507.406.856.856.606.60 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
 3.00% 3.00% Below ₹1 crore
14 Sept 2026
official
7 days to 14 days
 3.10% 3.00% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
15 days to 29 days
 3.00% 3.00% Below ₹1 crore
14 Sept 2026
official
15 days to 29 days
 3.10% 3.00% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
30 days to 45 days
 3.00% 3.00% Below ₹1 crore
14 Sept 2026
official
30 days to 45 days
 3.10% 3.00% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
46 days to 90 days
 4.50% 4.50% Below ₹1 crore
14 Sept 2026
official
46 days to 90 days
 4.60% 4.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
91 days to 179 days
 4.50% 4.50% Below ₹1 crore
14 Sept 2026
official
91 days to 179 days
 4.60% 4.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
180 days to 270 days
 5.50% 5.50% Below ₹1 crore
14 Sept 2026
official
180 days to 270 days
 5.60% 5.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
271 days to less than 1 year
 5.50% 5.50% Below ₹1 crore
14 Sept 2026
official
271 days to less than 1 year
 5.60% 5.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
1 year to 399 days
 6.00% 6.50% Below ₹1 crore
14 Sept 2026
official
1 year to 399 days
 7.00% 6.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
400 days
 6.80% 7.30% Below ₹1 crore
14 Sept 2026
official
400 days
 6.90% 7.30% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
401 days to 2 years
 6.25% 6.75% Below ₹1 crore
14 Sept 2026
official
401 days to 2 years
 6.35% 6.75% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
2 years 1 day to 3 years
 6.25% 6.75% Below ₹1 crore
14 Sept 2026
official
2 years 1 day to 3 years
 6.35% 6.75% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
3 years 1 day to 5 years
 6.00% 6.50% Below ₹1 crore
14 Sept 2026
official
3 years 1 day to 5 years
 6.10% 6.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
5 years 1 day to 10 years
 6.00% 6.50% Below ₹1 crore
14 Sept 2026
official
5 years 1 day to 10 years
 6.10% 6.50% ₹1 crore and above
14 Sept 2026
official
fetched 26 Sept 2026
Source ↗

WBGB Fixed Deposit: frequently asked questions

What is the highest WBGB Fixed Deposit interest rate?

As of 5 Oct 2026, West Bengal Gramin Bank offers up to 7.00% p.a. on its fixed deposit (FD) (1 year to 399 days) for general customers and 7.50% p.a. (1 year to 399 days) for senior citizens. Rates below are as published by the bank — confirm with WBGB before investing.

What is the WBGB 1 year FD interest rate?

As of 5 Oct 2026, West Bengal Gramin Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at WBGB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at West Bengal Gramin Bank, depending on the tenure.

Is my fixed deposit (FD) with WBGB insured?

Deposits with West Bengal Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these WBGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 14 Sept 2026. Rates can change without notice, so verify on the official WBGB website before investing.

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Good to know

Deposits with West Bengal Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 14 Sept 2026 · View source

Informational only — always confirm the current rate on the official WBGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.