GP Parsik Bank FD returns at a glance based on investment amount
Deposit
~1 year6.60%
~3 years6.70%
~5 years6.75%
~10 years6.30%
₹50,000
₹53,383₹275/mo
₹61,030₹279/mo
₹69,875₹281/mo
₹93,421₹263/mo
₹1 lakh
₹1,06,765₹550/mo
₹1,22,059₹558/mo
₹1,39,750₹563/mo
₹1,86,841₹525/mo
₹2 lakh
₹2,13,530₹1,100/mo
₹2,44,118₹1,117/mo
₹2,79,500₹1,125/mo
₹3,73,683₹1,050/mo
₹5 lakh
₹5,33,826₹2,750/mo
₹6,10,296₹2,792/mo
₹6,98,749₹2,813/mo
₹9,34,207₹2,625/mo
₹10 lakh
₹10,67,652₹5,500/mo
₹12,20,591₹5,583/mo
₹13,97,499₹5,625/mo
₹18,68,415₹5,250/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare GP Parsik Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when GP Parsik Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Chart shows the Below ₹1 crore rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than GP Parsik Bank
Changes to GP Parsik Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 15 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to GP Parsik Bank's fixed deposit (FD) rates has been recorded since tracking started on 15 Oct 2026.
GP Parsik Bank Fixed Deposit: frequently asked questions
What is the highest GP Parsik Bank Fixed Deposit interest rate?
As of 18 Oct 2026, GP Parsik Sahakari Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (Above 3 Years to 5 Years) for general customers and 7.25% p.a. (Above 3 Years to 5 Years) for senior citizens. Rates below are as published by the bank — confirm with GP Parsik Bank before investing.
What is the GP Parsik Bank 1-year FD interest rate?
As of 18 Oct 2026, GP Parsik Sahakari Bank Ltd. offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the GP Parsik Bank 2-year FD interest rate?
As of 18 Oct 2026, GP Parsik Sahakari Bank Ltd. offers 6.70% p.a. on a 2-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the GP Parsik Bank 3-year FD interest rate?
As of 18 Oct 2026, GP Parsik Sahakari Bank Ltd. offers 6.70% p.a. on a 3-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the GP Parsik Bank 5-year FD interest rate?
As of 18 Oct 2026, GP Parsik Sahakari Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 20 Jan 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does GP Parsik Bank offer?
GP Parsik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 14 days” to “Above 5 Years to 10 Years”.
Does GP Parsik Bank pay different fixed deposit (FD) rates by deposit size?
Yes. GP Parsik Sahakari Bank Ltd.'s table lists separate bands: Below ₹1 crore; Up to ₹1.5 lakh. Each row shows the band it applies to.
Does GP Parsik Bank have special fixed deposit (FD) schemes?
GP Parsik Sahakari Bank Ltd.'s rate table lists these named schemes (1): Tax Saving Scheme (Sec. 80C). Check eligibility and end dates with the bank.
Does GP Parsik Bank pay more than the Post Office Time Deposit?
GP Parsik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.70% (PO 7.00%), 3y 6.70% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
GP Parsik Sahakari Bank Ltd.'s 1-year general FD rate of 6.60% ranks #130 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with GP Parsik Bank insured?
Deposits with GP Parsik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these GP Parsik Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 20 Jan 2026. Rates can change without notice, so verify on the official GP Parsik Bank website before investing.
Deposits with GP Parsik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
GP Parsik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at GP Parsik Bank, depending on the tenure.
GP Parsik Bank's FD table includes 1 special schemes; check eligibility and end dates.
officialEffective 20 Jan 2026 · Ingested 15 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial GP Parsik Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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