As of 5 Oct 2026, Jharkhand Rajya Gramin Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.25% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with JRGB before investing.
Estimate returns at JRGB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 days to 45 days |
3.00% | 3.25% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 days to 179 days |
4.50% | 4.75% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 days to 210 days |
5.25% | 5.50% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
211 days to less than 1 year |
5.75% | 6.00% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year to less than 2 years |
6.80% | 7.05% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 3 years |
7.00% | 7.25% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
6.50% | 6.75% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to up to 10 years |
6.50% | 6.75% | Any amount | 5 Oct 2026 |
official fetched 26 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Jharkhand Rajya Gramin Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.25% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with JRGB before investing.
As of 5 Oct 2026, Jharkhand Rajya Gramin Bank offers 6.80% p.a. on a 1-year FD for general customers and 7.05% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Jharkhand Rajya Gramin Bank, depending on the tenure.
Deposits with Jharkhand Rajya Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official JRGB website before investing.
Deposits with Jharkhand Rajya Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official JRGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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