Rates verified from official source

The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal Fixed Deposit interest rates · November 2026

Raje Ghatage Co-op Bank Kagal's best Fixed Deposit rate is 7.75% (366 days to less than 2 years), 1.75 points below the best on the market (9.50%).

  • Seniors: up to 8.25% (366 days to less than 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Raje Ghatage Co-op Bank Kagal?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 30 days
4.00% 4.00% Any amount
1 Aug 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
31 days
to 90 days
4.75% 4.75% Any amount
1 Aug 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 days to
180 days
5.75% 5.75% Any amount
1 Aug 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
181 days
to 365 days
6.75% 7.25% Any amount
1 Aug 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
366 days to
less than 2 years
7.75% 8.25% Any amount
1 Aug 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
above 2 years
7.25% 7.75% Any amount
1 Aug 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Raje Ghatage Co-op Bank Kagal FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the institutions column and the reinvestment / pigmy schemes are not ingested
Before you book

Raje Ghatage Co-op Bank Kagal Fixed Deposit: frequently asked questions

What is the highest Raje Ghatage Co-op Bank Kagal Fixed Deposit interest rate?

As of 14 Nov 2026, The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal offers up to 7.75% p.a. on its fixed deposit (FD) (366 days to less than 2 years) for general customers and 8.25% p.a. (366 days to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Raje Ghatage Co-op Bank Kagal before investing.

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What is the Raje Ghatage Co-op Bank Kagal 1-year FD interest rate?

As of 14 Nov 2026, The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Raje Ghatage Co-op Bank Kagal 3-year FD interest rate?

As of 14 Nov 2026, The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal offers 7.25% p.a. on a 3-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Raje Ghatage Co-op Bank Kagal 5-year FD interest rate?

As of 14 Nov 2026, The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal offers 7.25% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Raje Ghatage Co-op Bank Kagal?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal, depending on the tenure.

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When did Raje Ghatage Co-op Bank Kagal last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

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What fixed deposit (FD) tenures does Raje Ghatage Co-op Bank Kagal offer?

The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal's published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 30 days” to “above 2 years”.

Does Raje Ghatage Co-op Bank Kagal pay more than the Post Office Time Deposit?

The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal pays more than the Post Office Time Deposit at 1 of 3 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Raje Ghatage Co-op Bank Kagal's 1-year FD rate rank?

The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Raje Ghatage Co-op Bank Kagal insured?

Deposits with The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Raje Ghatage Co-op Bank Kagal rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Raje Ghatage Co-op Bank Kagal website before investing.

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Good to know

  • Deposits with The Raje Vikramsinh Ghatage Co-operative Bank Ltd., Kagal are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Raje Ghatage Co-op Bank Kagal is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Raje Ghatage Co-op Bank Kagal, depending on the tenure.

Informational only. Always confirm the current rate on the official Raje Ghatage Co-op Bank Kagal website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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