Rates verified from official source

Yes Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Yes Bank offers up to 7.25% p.a. on its fixed deposit (FD) (18 months 1 day < 24 months) for general customers and 7.75% p.a. (18 months 1 day < 24 months) for senior citizens. Rates below are as published by the bank — confirm with Yes before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 days to 14 days: 3.25% 15 days to 45 days: 3.50% 46 days to 90 days: 4.50% 91 days to 120 days: 4.75% 121 days to 180 days: 4.75% 181 days to 271 days: 6.00% 272 days to 335 days: 6.25% 336 days to < 12 months: 6.50% 12 months: 6.65% 12 months 1 day < 18 months: 6.75% 18 months: 6.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 18 months 1 day < 24 months: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months < 35 months: 7.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 35 months: 6.90% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 35 months 1 day to < 36 months: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 36 months to < 60 months: 7.00% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 60 months: 6.75% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 60 months 1 day to <= 120 months: 6.75% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 7d15d2m3m4m6m9m11m12m12m540d541d720d1050d1051d1080d1800d1801d General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 days to 14 days: 3.75% (General: 3.25%) 15 days to 45 days: 4.00% (General: 3.50%) 46 days to 90 days: 5.00% (General: 4.50%) 91 days to 120 days: 5.25% (General: 4.75%) 121 days to 180 days: 5.25% (General: 4.75%) 181 days to 271 days: 6.50% (General: 6.00%) 272 days to 335 days: 6.75% (General: 6.25%) 336 days to < 12 months: 7.00% (General: 6.50%) 12 months: 7.15% (General: 6.65%) 12 months 1 day < 18 months: 7.25% (General: 6.75%) 18 months: 7.25% (General: 6.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 months 1 day < 24 months: 7.75% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months < 35 months: 7.50% (General: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 35 months: 7.40% (General: 6.90%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 35 months 1 day to < 36 months: 7.50% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months to < 60 months: 7.75% (General: 7.00%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 60 months: 7.50% (General: 6.75%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 60 months 1 day to <= 120 months: 7.50% (General: 6.75%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 7d15d2m3m4m6m9m11m12m12m540d541d720d1050d1051d1080d1800d1801d Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7%8% 7 days to 14 days: 3.75% (Senior: 3.75%) 15 days to 45 days: 4.00% (Senior: 4.00%) 46 days to 90 days: 5.00% (Senior: 5.00%) 91 days to 120 days: 5.25% (Senior: 5.25%) 121 days to 180 days: 5.25% (Senior: 5.25%) 181 days to 271 days: 6.50% (Senior: 6.50%) 272 days to 335 days: 6.75% (Senior: 6.75%) 336 days to < 12 months: 7.00% (Senior: 7.00%) 12 months: 7.15% (Senior: 7.15%) 12 months 1 day < 18 months: 7.25% (Senior: 7.25%) 18 months: 7.25% (Senior: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 18 months 1 day < 24 months: 7.75% (Senior: 7.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 24 months < 35 months: 7.50% (Senior: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 35 months: 7.40% (Senior: 7.40%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 35 months 1 day to < 36 months: 7.50% (Senior: 7.50%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months to < 60 months: 7.75% (Senior: 7.75%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 60 months: 7.50% (Senior: 7.50%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 60 months 1 day to <= 120 months: 7.50% (Senior: 7.50%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 7d15d2m3m4m6m9m11m12m12m540d541d720d1050d1051d1080d1800d1801d Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
 3.25% 3.75% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
15 days to 45 days
 3.50% 4.00% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
46 days to 90 days
 4.50% 5.00% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
91 days to 120 days
 4.75% 5.25% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
121 days to 180 days
 4.75% 5.25% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
181 days to 271 days
 6.00% 6.50% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
272 days to 335 days
 6.25% 6.75% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
336 days to < 12 months
 6.50% 7.00% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
12 months
 6.65% 7.15% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
12 months 1 day < 18 months
 6.75% 7.25% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
18 months
 6.75% 7.25% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
18 months 1 day < 24 months
 7.25% 7.75% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
24 months < 35 months
 7.00% 7.50% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
35 months
 6.90% 7.40% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
35 months 1 day to < 36 months
 7.00% 7.50% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
36 months to < 60 months
 7.00% 7.75% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
60 months
 6.75% 7.50% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
60 months 1 day to <= 120 months
 6.75% 7.50% Below ₹3 crore (retail)
2 Jun 2026
official
fetched 20 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Yes Fixed Deposit: frequently asked questions

What is the highest Yes Fixed Deposit interest rate?

As of 5 Oct 2026, Yes Bank offers up to 7.25% p.a. on its fixed deposit (FD) (18 months 1 day < 24 months) for general customers and 7.75% p.a. (18 months 1 day < 24 months) for senior citizens. Rates below are as published by the bank — confirm with Yes before investing.

What is the Yes 1 year FD interest rate?

As of 5 Oct 2026, Yes Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Yes?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Yes Bank, depending on the tenure.

Is my fixed deposit (FD) with Yes insured?

Deposits with Yes Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Yes rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 2 Jun 2026. Rates can change without notice, so verify on the official Yes website before investing.

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Compare Yes with other banks

See Yes FD rates side by side against India's top banks.

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Good to know

Deposits with Yes Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 2 Jun 2026 · Ingested 20 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official Yes website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.