Nagrik Sahakari Bank (Raipur) FD returns at a glance based on investment amount
Deposit
~1 year5.60%
~3 years5.90%
~5 years6.00%
~10 years6.00%
₹50,000
₹52,859₹233/mo
₹59,604₹246/mo
₹67,343₹250/mo
₹90,701₹250/mo
₹1 lakh
₹1,05,719₹467/mo
₹1,19,209₹492/mo
₹1,34,686₹500/mo
₹1,81,402₹500/mo
₹2 lakh
₹2,11,437₹933/mo
₹2,38,418₹983/mo
₹2,69,371₹1,000/mo
₹3,62,804₹1,000/mo
₹5 lakh
₹5,28,594₹2,333/mo
₹5,96,045₹2,458/mo
₹6,73,428₹2,500/mo
₹9,07,009₹2,500/mo
₹10 lakh
₹10,57,187₹4,667/mo
₹11,92,089₹4,917/mo
₹13,46,855₹5,000/mo
₹18,14,018₹5,000/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Nagrik Sahakari Bank (Raipur) Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Nagrik Sahakari Bank (Raipur) has a rate for it. Bank D stays visible so you can add a fourth comparison.
Nagrik Sahakari Bank (Raipur)
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Nagrik Sahakari Bank (Raipur)
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Nagrik Sahakari Bank (Raipur) Fixed Deposit rate changes
Changes to Nagrik Sahakari Bank (Raipur)'s fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Nagrik Sahakari Bank (Raipur)'s fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.
Compare Nagrik Sahakari Bank (Raipur) with similar banks
Nagrik Sahakari Bank (Raipur) Fixed Deposit: frequently asked questions
What is the highest Nagrik Sahakari Bank (Raipur) Fixed Deposit interest rate?
As of 18 Oct 2026, Nagrik Sahakari Bank Ltd., Raipur offers up to 6.00% p.a. on its fixed deposit (FD) (5 Year To more than 5 Year) for general customers and 6.60% p.a. (5 Year To more than 5 Year) for senior citizens. Rates below are as published by the bank — confirm with Nagrik Sahakari Bank (Raipur) before investing.
What is the Nagrik Sahakari Bank (Raipur) 1-year FD interest rate?
As of 18 Oct 2026, Nagrik Sahakari Bank Ltd., Raipur offers 5.60% p.a. on a 1-year FD for general customers and 6.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Nagrik Sahakari Bank (Raipur) 2-year FD interest rate?
As of 18 Oct 2026, Nagrik Sahakari Bank Ltd., Raipur offers 5.80% p.a. on a 2-year FD for general customers and 6.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Nagrik Sahakari Bank (Raipur) 3-year FD interest rate?
As of 18 Oct 2026, Nagrik Sahakari Bank Ltd., Raipur offers 5.90% p.a. on a 3-year FD for general customers and 6.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Nagrik Sahakari Bank (Raipur) 5-year FD interest rate?
As of 18 Oct 2026, Nagrik Sahakari Bank Ltd., Raipur offers 6.00% p.a. on a 5-year FD for general customers and 6.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Feb 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Nagrik Sahakari Bank (Raipur) offer?
Nagrik Sahakari Bank Ltd., Raipur's published fixed deposit (FD) rate table has 7 tenure bands, from “30 To 90 Days” to “5 Year To more than 5 Year”.
Does Nagrik Sahakari Bank (Raipur) pay more than the Post Office Time Deposit?
Nagrik Sahakari Bank Ltd., Raipur pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.60% (PO 6.90%), 2y 5.80% (PO 7.00%), 3y 5.90% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nagrik Sahakari Bank (Raipur)'s 1-year FD rate rank?
Nagrik Sahakari Bank Ltd., Raipur's 1-year general FD rate of 5.60% ranks #236 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Nagrik Sahakari Bank (Raipur) insured?
Deposits with Nagrik Sahakari Bank Ltd., Raipur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nagrik Sahakari Bank (Raipur) rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 Feb 2023. Rates can change without notice, so verify on the official Nagrik Sahakari Bank (Raipur) website before investing.
Deposits with Nagrik Sahakari Bank Ltd., Raipur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Nagrik Sahakari Bank (Raipur) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Nagrik Sahakari Bank (Raipur), depending on the tenure.
officialEffective 1 Feb 2023 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Nagrik Sahakari Bank (Raipur) websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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