As of 5 Oct 2026, Bandhan Bank offers up to 7.45% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with Bandhan before investing.
Estimate returns at Bandhan (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 days to 14 days |
2.95% | 3.70% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 days to 30 days |
2.95% | 3.70% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
31 days to less than 2 months |
3.45% | 4.20% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 months to less than 3 months |
4.20% | 4.95% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 months to less than 6 months |
4.20% | 4.95% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
6 months to less than 1 year |
4.20% | 4.95% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
7.00% | 7.50% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year 1 day to 1 year 9 months |
7.00% | 7.50% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year 9 months 1 day to less than 2 years |
7.00% | 7.50% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 3 years |
7.45% | 7.95% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
7.25% | 7.75% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to up to 10 years |
5.85% | 6.60% | Below ₹3 crore (retail) | 20 Jun 2026 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Bandhan Bank offers up to 7.45% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.95% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with Bandhan before investing.
As of 5 Oct 2026, Bandhan Bank offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Bandhan Bank, depending on the tenure.
Deposits with Bandhan Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 20 Jun 2026. Rates can change without notice, so verify on the official Bandhan website before investing.
See Bandhan FD rates side by side against India's top banks.
Deposits with Bandhan Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Bandhan website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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