Adarsha Pattana Souharda Sahakari Bank Niyamitha Fixed Deposit interest rates · October 2026
Adarsha Pattana Bank's best Fixed Deposit rate is 8.10% (2 years to 3 years), 0.90 points below the best on the market (9.00%).
- Seniors: up to 8.60% (2 years to 3 years), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 45 days |
4.75% | 5.25% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
46 days to 90 days |
6.00% | 6.50% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 days to 180 days |
6.25% | 6.75% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 days to 365 days |
7.50% | 8.00% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 year to 2 years |
8.00% | 8.50% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
2 years to 3 years |
8.10% | 8.60% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
3 year to 5 years |
7.90% | 8.40% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 5 years |
7.75% | 8.25% | Any amount | 1 Dec 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Adarsha Pattana Bank FD returns at a glance based on investment amount
| Deposit | ~1 year8.00% | ~3 years7.90% | ~5 years7.90% | ~10 years7.75% |
|---|---|---|---|---|
| ₹50,000 | ₹54,122₹333/mo | ₹63,226₹329/mo | ₹73,934₹329/mo | ₹1,07,728₹323/mo |
| ₹1 lakh | ₹1,08,243₹667/mo | ₹1,26,452₹658/mo | ₹1,47,868₹658/mo | ₹2,15,456₹646/mo |
| ₹2 lakh | ₹2,16,486₹1,333/mo | ₹2,52,903₹1,317/mo | ₹2,95,736₹1,317/mo | ₹4,30,913₹1,292/mo |
| ₹5 lakh | ₹5,41,216₹3,333/mo | ₹6,32,258₹3,292/mo | ₹7,39,340₹3,292/mo | ₹10,77,281₹3,229/mo |
| ₹10 lakh | ₹10,82,432₹6,667/mo | ₹12,64,517₹6,583/mo | ₹14,78,680₹6,583/mo | ₹21,54,563₹6,458/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Adarsha Pattana Bank Fixed Deposit rate changes
Changes to Adarsha Pattana Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Adarsha Pattana Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
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Adarsha Pattana Bank Fixed Deposit: frequently asked questions
What is the highest Adarsha Pattana Bank Fixed Deposit interest rate?
As of 22 Oct 2026, Adarsha Pattana Souharda Sahakari Bank Niyamitha offers up to 8.10% p.a. on its fixed deposit (FD) (2 years to 3 years) for general customers and 8.60% p.a. (2 years to 3 years) for senior citizens. Rates below are as published by the bank — confirm with Adarsha Pattana Bank before investing.
What is the Adarsha Pattana Bank 1-year FD interest rate?
As of 22 Oct 2026, Adarsha Pattana Souharda Sahakari Bank Niyamitha offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Adarsha Pattana Bank 2-year FD interest rate?
As of 22 Oct 2026, Adarsha Pattana Souharda Sahakari Bank Niyamitha offers 8.10% p.a. on a 2-year FD for general customers and 8.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Adarsha Pattana Bank 3-year FD interest rate?
As of 22 Oct 2026, Adarsha Pattana Souharda Sahakari Bank Niyamitha offers 7.90% p.a. on a 3-year FD for general customers and 8.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Adarsha Pattana Bank 5-year FD interest rate?
As of 22 Oct 2026, Adarsha Pattana Souharda Sahakari Bank Niyamitha offers 7.90% p.a. on a 5-year FD for general customers and 8.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Dec 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Adarsha Pattana Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Adarsha Pattana Souharda Sahakari Bank Niyamitha, depending on the tenure.
When did Adarsha Pattana Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Adarsha Pattana Souharda Sahakari Bank Niyamitha's fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Adarsha Pattana Bank offer?
Adarsha Pattana Souharda Sahakari Bank Niyamitha's published fixed deposit (FD) rate table has 8 tenure bands, from “30 days to 45 days” to “above 5 years”.
Does Adarsha Pattana Bank pay more than the Post Office Time Deposit?
Adarsha Pattana Souharda Sahakari Bank Niyamitha pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.10% (PO 7.00%), 3y 7.90% (PO 7.10%), 5y 7.90% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Adarsha Pattana Bank's 1-year FD rate rank?
Adarsha Pattana Souharda Sahakari Bank Niyamitha's 1-year general FD rate of 8.00% ranks #2 of 353 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Adarsha Pattana Bank insured?
Deposits with Adarsha Pattana Souharda Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Adarsha Pattana Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Dec 2023. Rates can change without notice, so verify on the official Adarsha Pattana Bank website before investing.
More Adarsha Pattana Bank rates
Fixed Deposit rates at other banks
Adarsha Pattana Bank already pays the highest 1 year Fixed Deposit rate among banks serving Karnataka.
See how it compares →Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with Adarsha Pattana Souharda Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Adarsha Pattana Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Adarsha Pattana Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Adarsha Pattana Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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