Nav Jeevan Co-op Bank Maryadit, Ulhasnagar Fixed Deposit interest rates · November 2026
What will my FD earn at Nav Jeevan Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 30 Days |
3.00% | 3.00% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
31 Days to 90 Days |
4.50% | 5.00% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 Days to 180 Days |
5.50% | 6.00% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days to less than 1 year |
6.25% | 6.75% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
12 months Dhanalakshmi Deposit Scheme 2026 (19-10-2026 to 15-11-2026) |
7.20% | 7.70% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to 2 years |
6.65% | 7.15% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 2 year to 3 years |
6.50% | 7.00% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 3 years up to 5 years |
6.25% | 6.75% | Any amount | 6 Sept 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Compare Nav Jeevan Co-op Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Nav Jeevan Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.65%- festival offer; minimum ₹10,000; the higher rate is printed for senior citizens and bulk deposits of ₹15 lakh and above
Before you book
Nav Jeevan Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Nav Jeevan Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Nav Jeevan Co-op Bank Maryadit, Ulhasnagar offers up to 7.20% p.a. on its fixed deposit (FD) (12 months) for general customers and 7.70% p.a. (12 months) for senior citizens. Rates below are as published by the bank. Confirm with Nav Jeevan Co-op Bank before investing.
What is the Nav Jeevan Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Nav Jeevan Co-op Bank Maryadit, Ulhasnagar offers 6.65% p.a. on a 2-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nav Jeevan Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Nav Jeevan Co-op Bank Maryadit, Ulhasnagar offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Nav Jeevan Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Nav Jeevan Co-op Bank Maryadit, Ulhasnagar offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Sept 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Nav Jeevan Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nav Jeevan Co-op Bank Maryadit, Ulhasnagar, depending on the tenure.
When did Nav Jeevan Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Nav Jeevan Co-op Bank Maryadit, Ulhasnagar's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Nav Jeevan Co-op Bank offer?
Nav Jeevan Co-op Bank Maryadit, Ulhasnagar's published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 30 Days” to “Above 3 years up to 5 years”.
Does Nav Jeevan Co-op Bank have special fixed deposit (FD) schemes?
Nav Jeevan Co-op Bank Maryadit, Ulhasnagar's rate table lists these named schemes (1): Dhanalakshmi Deposit Scheme 2026 (19-10-2026 to 15-11-2026). Check eligibility and end dates with the bank.
Does Nav Jeevan Co-op Bank pay more than the Post Office Time Deposit?
Nav Jeevan Co-op Bank Maryadit, Ulhasnagar pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.65% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Nav Jeevan Co-op Bank's 1-year FD rate rank?
Nav Jeevan Co-op Bank Maryadit, Ulhasnagar's 1-year general FD rate of 7.20% ranks #264 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Nav Jeevan Co-op Bank insured?
Deposits with Nav Jeevan Co-op Bank Maryadit, Ulhasnagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Nav Jeevan Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Sept 2026. Rates can change without notice, so verify on the official Nav Jeevan Co-op Bank website before investing.
More Nav Jeevan Co-op Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Nav Jeevan Co-op Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
Good to know
- Deposits with Nav Jeevan Co-op Bank Maryadit, Ulhasnagar are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nav Jeevan Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nav Jeevan Co-op Bank, depending on the tenure.
- Nav Jeevan Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Nav Jeevan Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Nav Jeevan Co-op Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.