The Co-operative Bank of Mehsana Ltd. Fixed Deposit interest rates · October 2026
Co-op Bank of Mehsana's best Fixed Deposit rate is 7.00% (36 Months to 60 Months), 1.50 points below the best on the market (8.50%).
- Seniors: up to 7.50% (36 Months to 60 Months), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
07 Days to 90 Days |
4.00% | 4.50% | 4.75% | Any amount | 1 Apr 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 Days to 180 Days |
5.00% | 5.50% | 5.75% | Any amount | 1 Apr 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 Days to 364 Days |
5.50% | 6.00% | 6.25% | Any amount | 1 Apr 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
12 Months to 35 Months |
6.75% | 7.25% | 7.50% | Any amount | 1 Apr 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
36 Months to 60 Months |
7.00% | 7.50% | 7.75% | Any amount | 1 Apr 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Co-op Bank of Mehsana FD returns at a glance based on investment amount
| Deposit | ~1 year6.75% | ~3 years7.00% | ~5 years7.00% |
|---|---|---|---|
| ₹50,000 | ₹53,461₹281/mo | ₹61,572₹292/mo | ₹70,739₹292/mo |
| ₹1 lakh | ₹1,06,923₹563/mo | ₹1,23,144₹583/mo | ₹1,41,478₹583/mo |
| ₹2 lakh | ₹2,13,846₹1,125/mo | ₹2,46,288₹1,167/mo | ₹2,82,956₹1,167/mo |
| ₹5 lakh | ₹5,34,614₹2,813/mo | ₹6,15,720₹2,917/mo | ₹7,07,389₹2,917/mo |
| ₹10 lakh | ₹10,69,228₹5,625/mo | ₹12,31,439₹5,833/mo | ₹14,14,778₹5,833/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Super Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Co-op Bank of Mehsana Fixed Deposit rate changes
Changes to Co-op Bank of Mehsana's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Co-op Bank of Mehsana's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Co-op Bank of Mehsana with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Co-op Bank of Mehsana Fixed Deposit: frequently asked questions
What is the highest Co-op Bank of Mehsana Fixed Deposit interest rate?
As of 22 Oct 2026, The Co-operative Bank of Mehsana Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (36 Months to 60 Months) for general customers and 7.50% p.a. (36 Months to 60 Months) for senior citizens. Rates below are as published by the bank — confirm with Co-op Bank of Mehsana before investing.
What is the Co-op Bank of Mehsana 1-year FD interest rate?
As of 22 Oct 2026, The Co-operative Bank of Mehsana Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Co-op Bank of Mehsana 2-year FD interest rate?
As of 22 Oct 2026, The Co-operative Bank of Mehsana Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Co-op Bank of Mehsana 3-year FD interest rate?
As of 22 Oct 2026, The Co-operative Bank of Mehsana Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Co-op Bank of Mehsana 5-year FD interest rate?
As of 22 Oct 2026, The Co-operative Bank of Mehsana Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Co-op Bank of Mehsana?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Co-operative Bank of Mehsana Ltd., depending on the tenure.
When did Co-op Bank of Mehsana last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Co-operative Bank of Mehsana Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Co-op Bank of Mehsana offer?
The Co-operative Bank of Mehsana Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “07 Days to 90 Days” to “36 Months to 60 Months”.
Does Co-op Bank of Mehsana pay more than the Post Office Time Deposit?
The Co-operative Bank of Mehsana Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Co-op Bank of Mehsana's 1-year FD rate rank?
The Co-operative Bank of Mehsana Ltd.'s 1-year general FD rate of 6.75% ranks #136 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Co-op Bank of Mehsana insured?
Deposits with The Co-operative Bank of Mehsana Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Co-op Bank of Mehsana rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official Co-op Bank of Mehsana website before investing.
More Co-op Bank of Mehsana rates
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with The Co-operative Bank of Mehsana Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Co-op Bank of Mehsana is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Co-op Bank of Mehsana, depending on the tenure.
Informational only — always confirm the current rate on the official Co-op Bank of Mehsana website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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