Rates verified from official source

The Kapurthala Central Cooperative Bank Ltd. Fixed Deposit interest rates · November 2026

Kapurthala CCB's best Fixed Deposit rate is 6.85% (400 days), 2.65 points below the best on the market (9.50%).

  • Seniors: up to 7.35% (400 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Kapurthala CCB?

Estimated value after 1 year · before tax ₹5,33,931 6.62% p.a. · ₹33,931 interest · quarterly compounding
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Deposit amount
Deposit type

Showing 12 of 24 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 30 days
2 slabs at this rate
CallableBelow ₹1 crore
 3.00% 3.00% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
31 days
to 45 days
CallableBelow ₹1 crore
 3.50% 3.50% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
46 days
to 90 days
CallableBelow ₹1 crore
 4.75% 4.75% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
179 days
CallableBelow ₹1 crore
 5.00% 5.00% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
180 days
to 270 days
CallableBelow ₹1 crore
 6.00% 6.00% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
271 days to
less than 1 year
CallableBelow ₹1 crore
 6.25% 6.25% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
12 months
CallableBelow ₹1 crore
 6.62% 7.12% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
12 months 1
day to less
than 18 months
CallableBelow ₹1 crore
 6.50% 7.00% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
400 days
400-day deposit ( , fresh deposits)
Non-callableBelow ₹1 crore
 6.85% 7.35% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
18 months
to 2 years
CallableBelow ₹1 crore
 6.75% 7.25% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
2 years 1 day
to 3 years
CallableBelow ₹1 crore
 6.25% 6.75% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
3 years 1 day
to 10 years
2 slabs at this rate
CallableBelow ₹1 crore
 6.00% 6.50% Below ₹1 crore
6 Aug 2026
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
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Kapurthala CCB FD return examples

DepositHighest rate18 months6.75%Highest rate2 years6.75%5 years6.00%10 years6.00%
₹50,000★₹55,286₹3,461 a year₹281/mo★₹57,162₹3,461 a year₹281/mo₹67,343₹3,068 a year₹250/mo₹90,701₹3,068 a year₹250/mo
₹1 lakh★₹1,10,572₹6,923 a year₹563/mo★₹1,14,325₹6,923 a year₹563/mo₹1,34,686₹6,136 a year₹500/mo₹1,81,402₹6,136 a year₹500/mo
₹2 lakh★₹2,21,144₹13,846 a year₹1,125/mo★₹2,28,650₹13,846 a year₹1,125/mo₹2,69,371₹12,273 a year₹1,000/mo₹3,62,804₹12,273 a year₹1,000/mo
₹5 lakh★₹5,52,860₹34,614 a year₹2,813/mo★₹5,71,624₹34,614 a year₹2,813/mo₹6,73,428₹30,682 a year₹2,500/mo₹9,07,009₹30,682 a year₹2,500/mo
₹10 lakh★₹11,05,720₹69,228 a year₹5,625/mo★₹11,43,248₹69,228 a year₹5,625/mo₹13,46,855₹61,364 a year₹5,000/mo₹18,14,018₹61,364 a year₹5,000/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.62%
Compare 1 year rates → Estimate my return
Market rank & rate source

#565 of 1033

12 months · Below ₹1 crore

Official rate sheet ↗
See all published rates
Before you book

Kapurthala CCB Fixed Deposit: frequently asked questions

What is the highest Kapurthala CCB Fixed Deposit interest rate?

As of 14 Nov 2026, The Kapurthala Central Cooperative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (400 days) for general customers and 7.35% p.a. (400 days) for senior citizens. Rates below are as published by the bank. Confirm with Kapurthala CCB before investing.

See today's top interest rates →

What is the Kapurthala CCB 1-year FD interest rate?

As of 14 Nov 2026, The Kapurthala Central Cooperative Bank Ltd. offers 6.62% p.a. on a 1-year FD for general customers and 7.12% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kapurthala CCB 2-year FD interest rate?

As of 14 Nov 2026, The Kapurthala Central Cooperative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kapurthala CCB 3-year FD interest rate?

As of 14 Nov 2026, The Kapurthala Central Cooperative Bank Ltd. offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Kapurthala CCB 5-year FD interest rate?

As of 14 Nov 2026, The Kapurthala Central Cooperative Bank Ltd. offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 6 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Kapurthala CCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Kapurthala Central Cooperative Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Kapurthala CCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Kapurthala Central Cooperative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Kapurthala CCB offer?

The Kapurthala Central Cooperative Bank Ltd.'s published fixed deposit (FD) rate table has 13 tenure bands, from “7 days to 14 days” to “5 years 1 day to 10 years”.

Does Kapurthala CCB pay different fixed deposit (FD) rates by deposit size?

Yes. The Kapurthala Central Cooperative Bank Ltd.'s table lists separate bands: Below ₹1 crore; ₹1 crore and above. Each row shows the band it applies to.

Does Kapurthala CCB have special fixed deposit (FD) schemes?

The Kapurthala Central Cooperative Bank Ltd.'s rate table lists these named schemes (1): 400-day deposit (non-callable, fresh deposits). Check eligibility and end dates with the bank.

Does Kapurthala CCB pay more than the Post Office Time Deposit?

The Kapurthala Central Cooperative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.62% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.25% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Kapurthala CCB's 1-year FD rate rank?

The Kapurthala Central Cooperative Bank Ltd.'s 1-year general FD rate of 6.62% ranks #565 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Kapurthala CCB insured?

Deposits with The Kapurthala Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Kapurthala CCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Aug 2026. Rates can change without notice, so verify on the official Kapurthala CCB website before investing.

Rate movements →

More Kapurthala CCB rates

Kapurthala CCB overviewKapurthala CCB Savings rates

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Nearby banks paying a little more at 1 year

BOI 6.70%IndusInd 6.75%Yes 6.75%

Best FD rates among district co-operative banks → Best FD rates in Punjab →

Good to know

  • Deposits with The Kapurthala Central Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Kapurthala CCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kapurthala CCB, depending on the tenure.
  • Kapurthala CCB's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 6 Aug 2026 · Ingested 12 Nov 2026 · Verified 13 Nov 2026 · View source

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